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Personal Lines Claims

Residential Water Claims

George Epps | July 1, 2004

George Epps takes a look at residential water claims—what causes them, how repairs are handled, and why restoration contractors are often necessary.

Cyber and Privacy Risk and Insurance

Indemnity and Insurance Provisions in E-Business Contracts

Michael A. Rossi | July 1, 2004

Mike Rossi explains the impact of e-business activities on legal liability and first-party risks and identifies some of the ways these risks can be managed through indemnity and insurance provisions.

Additional Insured Issues

How Will Courts Construe ISO's New Additional Insured Endorsements?

Joseph Postel | July 1, 2004

While the new Insurance Services Office additional insured forms have been filed, how courts will rule on the coverage changes is anyone's guess. Joe Postel provides an educated prediction.

Claims Practices

Stacking Insurance Limits

Barry Zalma | July 1, 2004

Barry Zalma explains why it is essential to examine the law of the jurisdiction relating to stacking of policy limits and self-insured retentions before making a decision on how to handle a claim.

Reinsurance

Insurer Insolvency and Reinsurance

Larry Schiffer | July 1, 2004

What happens to the reinsurance covering insurance policies when the insurer goes insolvent? Larry Schiffer discusses the issues, including recent case law.

Design and Professional Liability

Making the Most of Standard Indemnity Clauses

Kenneth Slavens | June 19, 2004

Ken Slavens relates the case of Nusbaum v. The City of Kansas City and the Missouri Supreme Court's application of indemnification clauses found in AIA documents.

Internal Controls

Risk Management versus Internal Control

Matthew Leitch | June 1, 2004

If auditors want to adopt the corporate risk register as the basis of their audit planning, they need to adapt their approach in several ways. Matthew Leitch explains.

Workplace Violence Prevention

Preemployment Screening and Workplace Violence Prevention

James Madero | June 1, 2004

Dr. James Madero discusses how preemployment screening, such as background checks and drug testing, helps prevent workplace violence and costly hiring mistakes.

Continuous Performance Improvement

Deming's Points #2 and #3 as Applied to the Insurance Industry

John Pryor | June 1, 2004

John Pryor discusses W. Edwards Deming's principles of "adopt the new philosophy" and "cease dependence on mass inspection," along with real-world examples.

Equipment Theft Prevention

Lessons from an Equipment Thief

David Shillingford | June 1, 2004

David Shillingford steps into the mind of a heavy equipment thief, discussing how such a theft might occur and what steps owners can take to avoid becoming victims.

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