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Continuous Performance Improvement

Deming's Point #4 as Applied to the Insurance Industry

John Pryor | September 1, 2004

"End the practice of awarding business on the basis of price tag alone." John Pryor discusses this W. Edwards Deming principle along with real-world examples.

Courts and Coverage

"Controlled Substance" Exclusion in Homeowners Policy Bars Coverage

Richard Valentino | September 1, 2004

In this personal lines courts and coverage column, Richard Valentino examines recent cases dealing with insurance coverage for drug dealer liability.

Courts and Coverage

Diminishing Value: The Trend against Coverage under Personal Automobile Policies

Brent Cooper | September 1, 2004

Brent Cooper examines 2003 state supreme court rulings that personal auto policies do not obligate insurers to compensate insureds for diminished value when their vehicles are fully repaired.

Additional Insured Issues

The Courts and Equitable Subrogation versus Equitable Contribution (Part 2)

Joseph Postel | September 1, 2004

In the second of a three-part series, Joseph Postel examines court rulings on additional insured status and how courts have treated - and often confused equitable contribution and equitable subrogation.

Claims Practices

California Supreme Court Rules: Ordinary Negligence Involving Toxic Chemicals Not Pollution

Barry Zalma | September 1, 2004

Barry Zalma examines a recent California Supreme Court ruling which concluded that the CGL pollution exclusion does not exclude ordinary acts of negligence involving toxic chemicals.

Reinsurance

Multiyear Policies and Annualization of Reinsurance Limits

Larry Schiffer | September 1, 2004

Where progressive injuries span more than a year, is the injury a separate occurrence in each of those years, and does the full liability limit apply? Larry Schiffer examines the case law.

Mediation

Absolute Confidentiality—Is It Wise?

Jeff Kichaven | August 1, 2004

Jeff Kichaven shows how current legislation and recent California case law mistakenly rely on absolute confidentiality as the key to mediation's effectiveness.

Equipment Theft Prevention

A Framework for Theft Prevention

David Shillingford | August 1, 2004

To be effective, equipment theft protection techniques need to be incorporated into an overall risk management strategy. David Shillingford provides a framework for applying these processes.

Additional Insured Issues

The Courts and Equitable Subrogation versus Equitable Contribution (Part 1)

Joseph Postel | August 1, 2004

In the first of a three-part series, Joseph Postel examines court rulings on additional insured status and how courts have treated - and often confused equitable contribution and equitable subrogation.

Intellectual Property

Does the Typical CGL's "Advertising Injury" Coverage Extend to IP Claims?

Sanford Warren | August 1, 2004

Much confusion exists over intellectual property coverage provided by the 1986 and 1988 CGL policies. Sanford Warren and Jack Richards look at the legal trends.