Expert Commentary
Latest Articles
Liability Insurance
Allocation of Damages for Ongoing Losses over Multiple Policies: Who Pays and How Much?
Steven Rawls | January 1, 2006
Looking at caselaw, Steve Rawls shows there is no uniform application of either trigger theories or allocation concepts.
Current Trends and Issues
How To Recognize and Avoid Health Insurance Fraud
Tim Ryles | January 1, 2006
Tim Ryles explains that being alert to insurance scams can be helpful in avoiding victimization at the hands of con artists operating through unauthorized insurers.
Personal Risk Management
Insurance Products for Uninsurable Chronic Medical Conditions
Jack Hungelmann | January 1, 2006
The solution for those deemed uninsurable for most life, health, disability, and long-term care products is personal risk management. Jack Hungelmann explains.
Liability Insurance
Additional Insured Endorsements—A Potential Minefield—Part 1
Craig Stanovich | January 1, 2006
In this first of three articles, Craig Stanovich looks at the connection between the named insured and additional insured necessary for CGL coverage.
Intellectual Property
Liability for Infringing Acts
Sanford Warren, Sanford Warren | January 1, 2006
Sanford Warren discusses how a patent owner can obtain damages for infringing acts that occur before a patent is ever granted.
Reinsurance
Contract Finality—What a Concept!
Larry Schiffer | January 1, 2006
Agreeing to terms and conditions of a reinsurance contract on the day of placement may reduce disputes arising out of ambiguous contract terms. Larry Schiffer explains.
Courts and Coverage
Homeowners Policies and Acts of Self-Defense
Brent Cooper | January 1, 2006
Brent Cooper reviews court decisions on whether homeowners are protected by their liability insurance for damages from defensive acts.
Risk and Insurance History
"Catastrophes" in Early Twentieth Century America
John Bogardus | December 1, 2005
John Bogardus and Robert Moore look at what history can teach us about how our forebears responded to the threats and opportunities of the early twentieth century.
Litigation Management
Legal Billing—Is There a Change in the Wind? A Look at the UTBMS Task Codes and the Future of Legal E-billing
Michael Boutot | December 1, 2005
Michael Boutot describes the history of legal billing and explains the Uniform Task-Based Management System task codes and what he sees as the future of legal e-billing.
Mediation
Insurance Coverage Litigation: What Is the Role of Mediation?
Jeff Kichaven | December 1, 2005
In his discussion of a recent California insurance coverage case, Jeff Kichaven explains the importance of keeping the demarcation between trials and mediations clear.
Liability Insurance
Allocation of Damages for Ongoing Losses over Multiple Policies: Who Pays and How Much?
Steven Rawls | January 1, 2006
Current Trends and Issues
How To Recognize and Avoid Health Insurance Fraud
Tim Ryles | January 1, 2006
Personal Risk Management
Insurance Products for Uninsurable Chronic Medical Conditions
Jack Hungelmann | January 1, 2006
Liability Insurance
Additional Insured Endorsements—A Potential Minefield—Part 1
Craig Stanovich | January 1, 2006
Intellectual Property
Liability for Infringing Acts
Sanford Warren, Sanford Warren | January 1, 2006
Risk and Insurance History
"Catastrophes" in Early Twentieth Century America
John Bogardus | December 1, 2005
Litigation Management
Legal Billing—Is There a Change in the Wind? A Look at the UTBMS Task Codes and the Future of Legal E-billing
Michael Boutot | December 1, 2005
Mediation
Insurance Coverage Litigation: What Is the Role of Mediation?
Jeff Kichaven | December 1, 2005