Expert Commentary
Latest Articles
Property Insurance
Ensuing Loss: Getting Around a Property Policy's Defective Construction Exclusion
Jay Levin | April 1, 2007
Jay Levin points out the logical inconsistency of a broad reading of the faulty workmanship exclusion and the narrow reading of the "ensuing loss" exception.
Agent and Broker Technology Issues
Are We Finally Ready for Electronic Trading?
Andrew Berry | April 1, 2007
Andrew Berry predicts the London and small commercial insurance sectors will see significant developments in 2–5 years.
Courts and Coverage
Ensuing Loss Clauses in Homeowners Policies: Confusing but Not Ambiguous
Brent Cooper | April 1, 2007
Recent court decisions make clear that ensuing loss clauses do not broaden or create coverage. Brent Cooper and Dana Harbin explain.
Construction Safety
The Injury-Free Construction Site and the Foreman: an Underutilized Resource in the Safety Process
Peter Furst | March 3, 2007
Peter Furst looks at the foreman s role in planning and executing safety on the construction site.
Catastrophe Risk Management
Defining the Characteristics of a PML Study
Nathan Gould | March 1, 2007
A seismic/extreme wind risk assessment requires an understanding of how the risk assessment and loss data will be utilized. Dr. Nathan Gould explains.
Environmental
Pollution Exclusion Bars Coverage for Damage Caused by Dirt and Rocks
Kent Holland | March 1, 2007
Kent Holland looks at the trend of courts upholding the CGL pollution exclusion, even when the "pollutant" is a naturally occurring substance rather than a man-made chemical.
Enterprise Risk Management
Traditional Risk Management Inadequate to Deal with Today's Threats
Mark Layton | March 1, 2007
Deloitte & Touche looks at how managed risk avoidance is no longer adequate for today's business. What's needed is a proactive risk taking approach to risk, not risk avoidance.
Employment Practices
Special Rules on Release Agreements for Workers Raise Questions and Create Litigation Risks
Paul Siegel | March 1, 2007
Paul Siegel explains why drafting group termination releases that will reduce the risk of employment litigation and withstand judicial scrutiny is so difficult.
Claims Practices
When Agents or Applicants Lie to Insurers
Barry Zalma | March 1, 2007
Barry Zalma discusses the case for rescission when full and accurate facts about the risk are not conveyed to the insurer.
Environmental
Pollution Exclusions in CGL Policy Bars Coverage for Carbon Monoxide Poisoning
Kent Holland | February 1, 2007
Kent Holland shows how identical facts can result in completely different rulings, depending on the jurisdiction.
Property Insurance
Ensuing Loss: Getting Around a Property Policy's Defective Construction Exclusion
Jay Levin | April 1, 2007
Agent and Broker Technology Issues
Are We Finally Ready for Electronic Trading?
Andrew Berry | April 1, 2007
Courts and Coverage
Ensuing Loss Clauses in Homeowners Policies: Confusing but Not Ambiguous
Brent Cooper | April 1, 2007
Construction Safety
The Injury-Free Construction Site and the Foreman: an Underutilized Resource in the Safety Process
Peter Furst | March 3, 2007
Catastrophe Risk Management
Defining the Characteristics of a PML Study
Nathan Gould | March 1, 2007
Environmental
Pollution Exclusion Bars Coverage for Damage Caused by Dirt and Rocks
Kent Holland | March 1, 2007
Enterprise Risk Management
Traditional Risk Management Inadequate to Deal with Today's Threats
Mark Layton | March 1, 2007
Employment Practices
Special Rules on Release Agreements for Workers Raise Questions and Create Litigation Risks
Paul Siegel | March 1, 2007
Environmental
Pollution Exclusions in CGL Policy Bars Coverage for Carbon Monoxide Poisoning
Kent Holland | February 1, 2007
