Expert Commentary
Latest Articles
Courts and Coverage
No Insurance Coverage for "Actual Physical Contact" with "Integral Part" of Auto
Brent Cooper | May 1, 2008
Brent Cooper describes a Texas Supreme Court ruling that collision with an axle isn't contact with a motor vehicle.
Liability Insurance
Variations on a Theme: When the Cause Theory Determines the Number of Occurrences
Steven Rawls | May 1, 2008
Steve Rawls shows how similar facts may result in a different number of occurrences, despite courts' reliance on the cause theory.
The Evolution of Finite Reinsurance and Financial Accounting Statement (FAS) 113
Donald Riggin | May 1, 2008
Looking back to the '80s and projecting forward, Don Riggin examines finite reinsurance.
Employment Practices
"Associational" Discrimination Claims a Growing Concern for Employers
Paul Siegel | May 1, 2008
Paul Siegel explains why human resources professionals must consider the potential for claims by employee spouses, relatives, and partners.
Claims Practices
Surprise: Insurance Is Not a Service
Barry Zalma | May 1, 2008
Barry Zalma reviews a California case concluding that insurance is neither a good nor a service, but only for the purposes of the Consumer Legal Remedies Act.
Corporate Aviation
Knowing Your Aviation Business Model
Adam Webster | April 25, 2008
Despite the allure of private business jet fractional ownership, it's red ink on a bad day and treading water on a good one. Adam Webster explains.
Personal Lines Insurance
Managing Personal Automobile Insurance Risks Following Death
Jack Hungelmann | April 18, 2008
Jack Hungelmann illustrates the coverage pitfalls facing the survivors of the deceased's personal auto policy.
Claims Management
An Insurance Claims Management Retrospective
April 1, 2008
William Quinn Jr. takes a look at the claims management experience, then (1950s) and now (2000s).
Property Insurance
Pollution Events—An Insured Peril in Property Insurance?
William Austin | April 1, 2008
William Austin illustrates why risk management professionals must continually test insurance coverage prior to a loss event.
Current Trends and Issues
Why Insurance Companies Should Bear—Not Manage—Risk
Tim Ryles | April 1, 2008
Tim Ryles shows why insurers may best serve their customers by not proffering risk management services to their insureds.
Courts and Coverage
No Insurance Coverage for "Actual Physical Contact" with "Integral Part" of Auto
Brent Cooper | May 1, 2008
Liability Insurance
Variations on a Theme: When the Cause Theory Determines the Number of Occurrences
Steven Rawls | May 1, 2008
The Evolution of Finite Reinsurance and Financial Accounting Statement (FAS) 113
Donald Riggin | May 1, 2008
Employment Practices
"Associational" Discrimination Claims a Growing Concern for Employers
Paul Siegel | May 1, 2008
Personal Lines Insurance
Managing Personal Automobile Insurance Risks Following Death
Jack Hungelmann | April 18, 2008
Property Insurance
Pollution Events—An Insured Peril in Property Insurance?
William Austin | April 1, 2008
Current Trends and Issues
Why Insurance Companies Should Bear—Not Manage—Risk
Tim Ryles | April 1, 2008