Expert Commentary
Latest Articles
Liability Insurance
Is an Occurrence the Bodily Injury or Property Damage?
Craig Stanovich | December 1, 2011
Does the cause or the effect determine the deductible? Learn these and other CGL and excess policy issues.
Claims Practices
When an Occurrence Is Not an Occurrence: Faulty Construction Is Not an "Occurrence"
Barry Zalma | December 1, 2011
Poor construction is not considered an occurrence under a CGL policy per Kentucky court. (IRMI.com article)
Reinsurance
More Porridge Please: Reinstatements in Reinsurance
Larry Schiffer | December 1, 2011
Reinsurance limits can be reinstated by adding a reinstatement provision to the policy (IRMI.com article)
Valuation of Insurance Organizations
Trends in the Valuation of Health Insurers: 2011
Jeff Balcombe | November 12, 2011
Insurance industry trend toward mergers and acquisitions is expected to continue in 2012 per Jeff Balcombe.
Cyber and Privacy Risk and Insurance
The Militarization of Cyber Space and the Risks for US Businesses
Gary Clayton | November 1, 2011
Traditional risk management principles are ineffective against cyber risks. Gary Clayton explains.
Personal Lines Claims
Plaintiff Duties in Personal Lines Claims
Elise Farnham | November 1, 2011
In personal lines insurance claims, plaintiffs must prove that actual damages were proximately caused by defendant's negligence (IRMI.com article)
Claims Management
The Next Level of Business Income Coverage
November 1, 2011
Timothy King explains how insurance claims from off-premises events can harm business if not insured.
Political Risk
The Arab Spring's Impact on Cross-Border Trade and Investment
Daniel Wagner | November 1, 2011
Arab Spring will certainly affect businesses that simply want to trade, invest, or lend in these countries.
Courts and Coverage
Trial of the Coverage Case—Part 3
Brent Cooper | October 8, 2011
Brent Cooper examines key elements of insurance coverage trials: opening statements and the use of expert witnesses.
Cyber and Privacy Risk and Insurance
SEC Requires Disclosure of Cyber Attacks
Gary Clayton | October 1, 2011
New cyber security disclosure requirements may impact firms' stock, contractual relationships, and ability to import personal data. Gary Clayton explains.
Liability Insurance
Is an Occurrence the Bodily Injury or Property Damage?
Craig Stanovich | December 1, 2011
Claims Practices
When an Occurrence Is Not an Occurrence: Faulty Construction Is Not an "Occurrence"
Barry Zalma | December 1, 2011
Valuation of Insurance Organizations
Trends in the Valuation of Health Insurers: 2011
Jeff Balcombe | November 12, 2011
Cyber and Privacy Risk and Insurance
The Militarization of Cyber Space and the Risks for US Businesses
Gary Clayton | November 1, 2011
Political Risk
The Arab Spring's Impact on Cross-Border Trade and Investment
Daniel Wagner | November 1, 2011
Cyber and Privacy Risk and Insurance
SEC Requires Disclosure of Cyber Attacks
Gary Clayton | October 1, 2011
