Access IRMI Online Talk With Us
Home Articles Expert Commentary

Expert Commentary

Latest Articles

Clear All

Courts and Coverage

Correcting Mistakes in Additional Insured Endorsements

Richard Scislowski | April 1, 2010

A New York court holds reformation as the remedy for a scrivener's error.

Liability Insurance

The Impaired Property Exclusion

Craig Stanovich | April 1, 2010

Exclusion m. of the CGL policy is routinely cited but often misunderstood. Craig Stanovich illustrates how it applies.

Personal Risk Management

Reducing Umbrella Risks by Having One Agent

Jack Hungelmann | March 1, 2010

Keep your personal liability coverage with one insurer or one agent, advises Jack Hungelmann.

Courts and Coverage

Only Defense Costs Paid by Named Insured Satisfy the Self-Insured Retention

Richard Scislowski | March 1, 2010

Only defense costs paid by named insured satisfy the self-insured retention.

Reinsurance

Prejudice, Smejudice: Late Notice in the Face of a Condition Precedent

Larry Schiffer | March 1, 2010

Courts carefully analyze whether a notice provision is indeed a condition precedent. Larry Schiffer reviews the case law.

Liability Insurance

Lowered Expectation: How Courts Treat Expected Injury Exclusions

Steven Rawls | February 1, 2010

Courts struggle to differentiate between expected and intended injury, per Steven Rawls.

Captives

Captive Underwriting Profits without Third-Party Business

Donald Riggin | February 1, 2010

Don Riggin shows how a single-parent captive can reduce expenses and convert some of it into underwriting income.

Time Element

Property and Business Interruption Claims: What If We Don't Rebuild "As Was"?

Michael Speer | February 1, 2010

After a significant property loss, Michael Speer says all options regarding repair or replacement need to be considered.

Claims Management

Litigation Management—Crucial but Confusing

February 1, 2010

Litigation is expensive. Glenn Brown explains how to manage costs.

Employment Practices

Ninth Circuit Rejects EEOC Guidance: No Compensatory/Punitive Damages for ADA Retaliation Claims

Paul Siegel | February 1, 2010

Paul Siegel explains a recent ruling disallowing compensatory and punitive damages for ADA retaliation claims.

Access IRMI Online