Expert Commentary

Personal Risk Management

Managing the Risks of Groundwater Damage

Jack Hungelmann | May 1, 2011

April showers bring May floods. Jack Hungelmann examines insurance and noninsurance strategies to counter groundwater damage.

Courts and Coverage

Additional Insured Endorsement Should Cover a Tenant's "Operations"

Richard Scislowski | May 1, 2011

A recent Third Circuit case shows why it's preferable to specify a tenant's operations, not use, when arranging additional insured coverage for a landlord.

Time Element

Supply Chain Exposures—What It Means to a Risk Manager

William Austin | May 1, 2011

Risk managers don't have to experience an earthquake half a world away to suffer a business interruption loss William Austin explains.

What's in a Loss Ratio? More Than Meets the Eye!

Donald Riggin | May 1, 2011

What constitutes an acceptable loss ratio? Don Riggin shows ways to rehabilitate bad ratios.

Reinsurance

Multiparty Reinsurance Contracts—All for One and One for All

Larry Schiffer | May 1, 2011

Larry Schiffer discusses the act-as-one provision found in many arbitration clauses.

Employment Practices

Supreme Court Rules California's Prohibition of Class Action Waivers in Arbitration Agreements Preempted by Federal Law

Paul Siegel | May 1, 2011

The Supreme Court upholds the enforceability of arbitration agreements. Paul Siegel relates the case.

Wrap-Up Programs

Wrap-Ups and Their Inevitable Termination

Richard Resnick | April 1, 2011

There are some critical steps in shutting down a wrap-up. Richard Resnick reviews them.

Insurance Archaeology

Insurance Policy Authentication, Hearsay, and Reconstruction Methodology

Douglas Talley | April 1, 2011

In this third article on insurance archaeology, Doug Talley and Andrew Whitman address secondary evidence.

Courts and Coverage

Trial of the Coverage Case—Part 1

Brent Cooper | April 1, 2011

In this series, Brent Cooper takes a close look at insurance coverage trials, starting with jury versus nonjury pros and cons.

Intellectual Property

Protect Assets and Limit Liability: Three Things To Consider When Launching a New Product

Sanford Warren | April 1, 2011

Sanford Warren advises conducting a trademark and patent search and filing a trademark application beforehand.