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Expert Commentary


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Time Element

Supply Chain Exposures—What It Means to a Risk Manager

William Austin | May 1, 2011

Risk managers don't have to experience an earthquake half a world away to suffer a business interruption loss William Austin explains.

Construction Safety

The Importance of Influence

Peter Furst | May 1, 2011

A big part of construction safety is influencing others for the good of the project. Peter Furst describes the basic human tendencies that come into play.

Personal Risk Management

Managing the Risks of Groundwater Damage

Jack Hungelmann | May 1, 2011

April showers bring May floods. Jack Hungelmann examines insurance and noninsurance strategies to counter groundwater damage.

Employment Practices

Supreme Court Rules California's Prohibition of Class Action Waivers in Arbitration Agreements Preempted by Federal Law

Paul Siegel | May 1, 2011

The Supreme Court upholds the enforceability of arbitration agreements. Paul Siegel relates the case.

Courts and Coverage

Additional Insured Endorsement Should Cover a Tenant's "Operations"

Richard Scislowski | May 1, 2011

A recent Third Circuit case shows why it's preferable to specify a tenant's operations, not use, when arranging additional insured coverage for a landlord.

Reinsurance

Multiparty Reinsurance Contracts—All for One and One for All

Larry Schiffer | May 1, 2011

Larry Schiffer discusses the act-as-one provision found in many arbitration clauses.

Personal Lines Claims

Black Swans on the Horizon: Expecting the Unexpected

Elise Farnham | April 1, 2011

To effectively manage future losses, Elise Farnham stresses that claims professionals and their organizations must ask, 'What if?'

Wrap-Up Programs

Wrap-Ups and Their Inevitable Termination

Richard Resnick | April 1, 2011

There are some critical steps in shutting down a wrap-up. Richard Resnick reviews them.

Insurance Archaeology

Insurance Policy Authentication, Hearsay, and Reconstruction Methodology

Douglas Talley | April 1, 2011

In this third article on insurance archaeology, Doug Talley and Andrew Whitman address secondary evidence.

Catastrophe Risk Management

Insurance Coverage Considerations for Claims Resulting from the Japanese Earthquake

Christopher Brophy | April 1, 2011

Assessing the impact and coverage is no simple task. Chris Brophy elaborates.