IRMI Online Talk With Us
Home Categories Commercial Property Articles

Commercial Property Articles

Clear All

Latest Articles

Time Element

Calculating Makeup in Business Interruption Claims

2013-12-01 | Michael Speer

It is a mistake to jump to the conclusion that the occurrence of increased production or revenues following the restoration of operations is makeup. Each situation must be carefully examined to determine the nature of the increased production and revenue and how it relates to the losses claimed.

Property Insurance

Contingent Business Interruption Coverage: Is Your Supply Chain Covered?

2013-08-01 | Jay M Levin

To insure supply chain risks, Jay Levin says to carefully review and analyze the policyholder's risk profile and the proposed policy language.

Property Insurance

Utility Service Interruption: Another Aspect of Supply Chain Exposures

2013-04-01 | William K Austin

William Austin explains why supply chain risk management must include exposure analysis for interruption of all utilities.

Property Insurance

Builders Risk Insurance: Is It Always Necessary?

2012-11-01 | William K Austin

William Austin looks at the need for builders risk insurance.

Time Element

Measuring Business Interruption Exposure: "Business Interruption Values" and "Maximum Probable Loss"

2012-10-01 | Christopher M Brophy

Determining business interruption values and maximum probably loss, while tedious, is crucial, explains Christopher Brophy.

Time Element

Burden of Proof in Business Interruption Claims

2012-07-01 | Michael Speer

Michael Speer points out the importance of objective, verifiable, and evidentiary support of the claim.(IRMI.com article)

Property Insurance

Does Mold Constitute a Direct Physical Loss under a Property Policy?

2012-06-01 | Jay M Levin

Under a property policy, mold has to cause tangible damage to be covered. Jay Levin warns that courts may interpret this narrowly.

Property Insurance

Additions and Extensions of Property Coverage: Not an Alternative to Exposure Identification

2012-03-01 | William K Austin

William Austin warns against relying on standard policy sections instead of identifying exposures.

Property Insurance

Equipment Breakdown—More Than Just Boiler and Machinery

2011-09-01 | William K Austin

Risk management professionals can overlook electric arcing and mechanical breakdown risks. William Austin explains the insurance coverage basics.

Time Element

Business Interruption Losses in Economic Downturn

2011-08-01 | Michael Speer

Develop a methodology and business interruption claim that is both reasonable and supportable (IRMI.com article)

IRMI Online