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Time Element

The Essential Equation: A Formula for Determining Business Interruption Loss

2018-09-28 | Daniel Torpey

Daniel Torpey explains that the most fundamental elements in resolving claims are a correct application of the BI formula and the integrity of the calculations behind it. Examples are provided.

Property Insurance

Know What Property You're Insuring

2017-03-03 | Jay M Levin

Be careful when deciding what to insure, and not to insure, as mistakes can cost you real money.

Property Insurance

Other Insurance Clauses: Too Much Insurance Can Hurt You

2016-09-02 | Jay M Levin

Relates a recent other insurance case where the policyholder got caught up in a dispute between insurers to its own detriment.

Property Insurance

Named Insureds on Property Policies

2016-05-13 | Jay M Levin

Failing to name an insured is not always fatal if there is a clear intent to insure a risk.

Property Insurance

Appraisal and Suit Limitations

2015-10-23 | Jay M Levin

Jay Levin relates a recent ruling where a request for reference for arbitration did not toll the relevant statute of limitations.

Property Insurance

"Decay" Includes Gradual Deterioration

2015-07-17 | Jay M Levin

Jay Levin relates a case holding that the term "decay" in a property insurance policy's coverage extension for "collapse" should be construed broadly.

Property Insurance

Potential Insurance Company Fraud in Superstorm Sandy Litigation

2014-12-01 | Jay M Levin

In the wake of Superstorm Sandy, highly questionable practices within the insurance industry have been revealed. Jay Levin relates several cases.

Property Insurance

Analyzing Nonstandard Cyber and Privacy Insurance Policies

2014-10-01 | William K Austin

A thoughtful and careful approach to understanding cyber/privacy exposures and coverage is key. William Austin provides a tool.

Property Insurance

Builders Risk Policies: Are You Really Covered?

2014-08-01 | Jay M Levin

A recent court decision serves as a reminder to contractors of the potentially limited scope of such policies. Jay Levin explains.

Property Insurance

Insurable Interest and Having Enough Skin in the Game

2014-03-01 | Jay M Levin

Jay Levin relates a case showing the importance of insurable interest when purchasing insurance and at the time of ownership transfer.

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