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Genesis of Risk Shifting and Distribution—Don Riggin digs deep to discuss a 1941 ruling that an annuity and an insurance policy produced no insurance risk.

Mold and Professional Liability Insurance—Does the typical professional liability policy cover mold and microbial issues? Jeff Slivka takes a quick look.

The Design Professional's Standard of Care—What makes one an expert? Ken Slavens looks at a recent New Jersey case that examines the like-licensed requirement.

Enterprise Risk Management Demystified—John Pryor takes a look at ERM from the small business owner's perspective.

Is Extreme Productivity the New Normal?—Many firms seek to squeeze more productivity out of fewer workers. Marcia Carruthers explains how this can backfire.

Pay Special Attention to Your "Special Relationship" Clients—Brent Winans provides a general overview of the duties of insurance agents as established by state laws.

Eight-Corners Rule Defeats Right to Defense—A court rules there's no accident when a person is shot in the head at close range. Barry Zalma relates the case.

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Current Issue of IRMI Update

Read the January 21 issue and sign up for this free e-mail newsletter.

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IRMI Update 330 predicts trends for the New Year. Also, the January issue of The Risk Report provides a summary of state data breach notification laws.

IRMI Insights

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