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Historical Context of Maritime Law—When ruling on punitive damages for personal injury claimants who qualify as seamen, there is no consensus. Michael Orlando explains.

Pollution Exclusion Bars Recovery for Injuries from Concrete Sealant—Kent Holland discusses a recent Eighth Circuit case eliminating coverage for an ordinary risk.

Burden of Proof in Coverage Litigation (Part 5)—The burden can shift quickly but subtly, Brent Cooper warns, and prudent practitioners must have the evidence necessary to carry their burden or shift it back to the opposition.

Controlled, Unaffiliated, Insurance Business in a Captive—Donald Riggin looks at 831(b) captives and what is meant by "controlled" unaffiliated business.

Side A D&O Liability Insurance Market Survey 2014—The complimentary executive summary to the October issue of The Betterley Report reveals broadened coverage to meet insureds' demands.

Texas Court Rules WC Is the Exclusive Remedy in CCIP Claim—Barry Zalma relates a case involving a crane collapse and a contractor controlled insurance program.

Appraisal Clause in Homeowners Policies—Tim Ryles compares these provisions in four insurers' policies, pointing out how each handles the issue.

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Current Issue of IRMI Update

Read the October 22 issue and sign up for this free e-mail newsletter.

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IRMI Update 326 discusses upcoming IRMI conferences. Also, the Captive Insurance Basics section of Captive.com has been updated and expanded with three informative articles on fundamentals of captives.

IRMI Insights

101 Common Commercial Lines Coverage Gaps To Avoid

What are the most common commercial lines coverage gaps? A new whitepaper from IRMI, 101 Common Commercial Lines Coverage Gaps To Avoid, answers this question, and you can download from IRMI.com at no cost. Based on input from the readers of IRMI Update with input from the IRMI Research Analysts, this handy list can help you avoid costly and embarrassing coverage mistakes. If you subscribe to IRMI reference products, we have even added links to discussions of each coverage issue within the IRMI Knowledgebases on ReferenceConnect and IRMI Online. Download 101 Common Commercial Lines Coverage Gaps To Avoid.