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Comparing Stand-Alone Personal Umbrella Policies—Jack Hungelmann provides a guide for assessing personal umbrella policies where there's no underlying coverage.

U.S. Supreme Court Constricts Carmack Amendment—A recent maritime law decision may impact how cargo damage suits are resolved. Michael Orlando explains.

Privity of Contract in Reinsurance—Larry Schiffer examines privity and the legal and statutory exceptions that allow direct rights of action against reinsurers.

Public Employer Search Not Unreasonable under Fourth Amendment—Relating a recent Supreme Court case, Paul Siegel notes the importance of computer usage policies.

Business Method Patents in the Wake of Bilski v. Kappos—In a recent decision, the Supreme Court maintains the status quo. Sanford Warren explains.

"Arising Out of": How Strong Is the Connection?—Courts are not consistent in their interpretation of this critical phrase, as Steve Rawls illustrates.

Impact of Healthcare Legislation on Health Insurance Companies—Jeff Balcombe says to weigh the potential increase in policyholders against the negative effects of the Affordable Care Act.

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New Claims Operations Book

Get multiple copies and use this resource for training.

Claims Operations: A Practical Guide is the first book of its kind to show how claims operations actually work, from single-adjuster firms to national third-party administrators. This 450-page book is the most comprehensive information source for how the claims process is handled, controlled, and managed, focusing on its interrelationship with other functional departments.

2010 IRMI Webinars

Risk Management and Insurance Topics for Technology, Construction, Management Liability, and More

Each webinar costs just $39 or $59 per Internet connection, and participation is not limited to just the person who registers. Multiple people can participate in one room and benefit at one low cost! You can also view archive versions up to 6 months afterward. See more details, and register today.

Current Issue of IRMI Update

Read the August 25 issue and sign up for this free e-mail newsletter.

Sign Up for This Free E-Mail Newsletter IRMI Update 234 relates readers' views on whether cyber attacks should be the responsibility of the public or private sector. The Risk Tip advises on how to preserve coverage continuity with claims-made policies.

IRMI Insights

Recent articles on risk management and insurance

Risk Management—Why and How—Explore the risk management process and its ramifications in a detailed case study, written by Dr. George Head, a pioneer of risk management education. This 72-page primer supposes that a fire in an apartment complex garage results in its collapse, the demolition of the apartments, and the death of a resident. Dr. Head explains the risk management process and how it could be used to avoid or minimize the damage and ensure a financial recovery by the owners. IRMI is pleased to provide this to the industry at no charge; feel free to share this publication with your colleagues, clients, and others