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Exploring New Ground in Personal Auto Policies—New auto policy language may affect claims handling and court interpretations, warns Brent Cooper.

How Courts Treat Expected Injury Exclusions—Courts struggle to differentiate between expected and intended injury, per Steven Rawls.

Legitimate Loss becomes a Crime When Insured Lies—Barry Zalma relates a case proving that it doesn't pay to lie to the police and your insurer.

Personal Risk Management—An Alternative to Insurance as Usual—Jack Hungelmann thinks insurance agents with broad experience in personal lines should sell their experience, not just policies.

Learning Agility: The Leadership Skill for a Moving Target—Long-term success as a leader seems to depend largely on a readiness and ability to learn. Corbette Doyle explains.

Green Building Projects and Environmental Risk—Calling a property or structure "green" doesn't mean it's free of environmental liability, warns Jeff Slivka.

What Is Insurance, and Does a Captive Qualify?—The IRS definition of insurance is murky indeed. Michael Mead explains.

IRMI Construction Risk Conference

CRIS Designees to Receive 15% Discount

IRMI is pleased to announce that current holders of the Construction Risk and Insurance Specialist (CRIS) certification will qualify for a 15% discount off the applicable registration fee for the 30th IRMI Construction Risk Conference, November 7–11. To qualify, you must be a current holder of the certification at the time you register for the Conference. Learn more about the discount and hear what your peers say about the Conference.

E&O, D&O, and EPL Professional Development

Management Liability CE Program and Certification

The Management Liability Insurance Specialist (MLIS™) continuing education program provides specialized expertise in professional liability insurance fundamentals and the more specific nuances of directors and officers, employment practices, and fiduciary liability exposures and insurance. With MLIS behind your name, you'll have the competence, confidence, and credibility to deal with these complex and intimidating lines of insurance.

MLIS is supported and recommended by the Independent Insurance Agents and Brokers of America (IIABA) and the Risk and Insurance Management Society, Inc.® (RIMS), and members enjoy a 10% discount off the course fees.

Current Issue of IRMI Update

Read the February 3 issue and sign up for this free e-mail newsletter.

Sign Up for This Free E-Mail Newsletter IRMI Update 221 asks readers about their social media fears, and the Risk Tip urges employers to establish a social media policy for their employees.

IRMI Insights

Recent articles on risk management and insurance

Risk Management—Why and How—Explore the risk management process and its ramifications in a detailed case study, written by Dr. George Head, a pioneer of risk management education. This 72-page primer supposes that a fire in an apartment complex garage results in its collapse, the demolition of the apartments, and the death of a resident. Dr. Head explains the risk management process and how it could be used to avoid or minimize the damage and ensure a financial recovery by the owners. IRMI is pleased to provide this to the industry at no charge; feel free to share this publication with your colleagues, clients, and others

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