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Enterprise Risk Management Demystified—John Pryor takes a look at ERM from the small business owner's perspective.

Is Extreme Productivity the New Normal?—Many firms seek to squeeze more productivity out of fewer workers. Marcia Carruthers explains how this can backfire.

Pay Special Attention to Your "Special Relationship" Clients—Brent Winans provides a general overview of the duties of insurance agents as established by state laws.

Eight-Corners Rule Defeats Right to Defense—A court rules there's no accident when a person is shot in the head at close range. Barry Zalma relates the case.

Burden of Proof on Warranties—Brent Cooper turns to the importance of establishing the exhaustion of limits of policies so as to trigger other policies.

"Blanket" Additional Insured Endorsements—It is wise to have a fully executed, written contract with the named insured that describes the requested coverage. Gregory Podolak elaborates.

Fraud in Superstorm Sandy Litigation—In the wake of Superstorm Sandy, highly questionable practices within the insurance industry have been revealed. Jay Levin relates several cases.

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Current Issue of IRMI Update

Read the January 21 issue and sign up for this free e-mail newsletter.

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IRMI Update 330 predicts trends for the New Year. Also, the January issue of The Risk Report provides a summary of state data breach notification laws.

IRMI Insights

50 Reinsurance Cases Every Risk Professional Should Know

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