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Claims, Case Law, and Legal Articles


Latest Articles

Claims Practices

Mortgagee Has No Right to Insurance Proceeds after Debt Paid

2023-05-12 | Barry Zalma

Barry Zalma relates a case holding that satisfaction of a mortgage eliminates the right of the mortgagee to recover from a homeowners policy.

Claims Practices

Building Must Fall To Trigger Collapse Coverage

2023-01-04 | Barry Zalma

Where policy requires an abrupt collapse, the court rules no coverage for a still-standing building. Barry Zalma explains.

Regulation and Compliance

How Are Commercial Service Contracts Regulated?

2022-12-01 | Aaron E Lunt

Aaron Lunt discusses the key considerations in determining how states regulate business service contracts.

Claims Practices

Insured's Release of Insurer Defeats Claim of Third Party

2022-08-05 | Barry Zalma

An assignment of claim against insurers after insureds sign a release is worthless. Barry Zalma relates the case.

Courts and Coverage

Courts Rule on Insurance for Violations of Biometric Privacy Laws

2022-07-15 | David M Knapp

Recent decisions address whether a policy exclusion bars coverage. David Knapp relates the cases and issues.

Regulation and Compliance

New Enhancements to Auto Service Contract Laws

2022-06-15 | Aaron E Lunt

Aaron Lunt examines the legislative status of auto protection products.

Claims Practices

Appreciative Inquiry—A Transformational Change Management Tool

2022-05-12 | Peter G Furst

Peter Furst explains this tool for improving business outcomes by focusing on the potential for future enhancements.

Claims Practices

An Adjuster Is Not a Party to an Insurance Contract

2022-04-08 | Barry Zalma

The Colorado Supreme Court makes it clear that an adjuster may not be sued for the tort of bad faith. Barry Zalma relates the case.

Construction Law

Thinking of Sending or Receiving a Wire of Funds? Use Checks Instead

2022-01-28 | Robert J Miletsky

Robert Miletsky explains why the check in the mail system works best.

Claims Practices

Malpractice Insurance Policy Rescinded When Lawyer Lies on Application

2022-01-13 | Barry Zalma

Barry Zalma relates a recent Utah case involving a lawyer's dishonesty on an insurance application.