The Gapper

The Gapper

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The cost of IRMI application products depends on the size of your organization. The size ranges are as follows.

  • 1-9 Employees
  • 10-30 Employees
  • 31-60 Employees
  • 60+ Employees - Contact us for a quote!

To subscribe to an IRMI product, you can purchase either a single-seat license for an individual, or an unlimited group license for everyone in your organization. The cost depends on whether your firm qualifies as a "Small Business" or a "Large Business" under the definitions in the following table.

Item Individual Small Business Large Business
Users 1 Unlimited Unlimited
Agency/Brokerage Any size Under $10M Revenue $10M+ Revenue
Insurance Company Any size Under $100M Premium $100M+ Premium
Law Firm Any Size Under 10 coverage Lawyers 10+ Coverage Lawyers
Risk Mgmt. Dept. Any Size Any Size N/A
Other Organization Any Size Under 100 Employees 100+ Employees

All IRMI subscriptions are annual. Most subscriptions offer two ways to pay.

  1. Monthly: The full annual cost is broken out over 12 monthly installments that are billed to your credit card each month.
  2. Annual: Get 5% off the full annual cost if you choose a single payment billed to your credit card once per year.

Note that the monthly payment option and the subsequent 5% discount for annual payments are not available on some products.  

The Gapper

Product type: Application

Uses: Helps agents and brokers assess exposures and coverage needs for commercial lines clients.

Includes: Generated report that calculates the dollar amount of any coverage gaps discovered.

Discount:Prices shown include a 5% discount for selecting the annual payments option

Call (800) 827-4242
Mon-Fri 8am to 5pm CST


The Gapper makes identifying exposures and uncovering coverage gaps a snap. It takes your policy analysis and converts it into a powerful, fully customizable Executive Summary Report that will wow new business prospects, solidify renewals, and reduce your E&O exposure.

New and Improved!

The Gapper was originally developed by an independent agent in California, and he used the system to build a substantial book of middle market and small business accounts. IRMI bought the product from him and spent over a year enhancing the technology, improving the report, and expanding the lines of business it analyzes. As part of this process, we surveyed the industry to identify the 101 most common coverage gaps, and The Gapper was fine-tuned to expose them and show you how to close them.

Gapper Sample Client Report

Screen Shots

  • Gapper Survey Personal Property
  • Gapper Risk Questionnaire Property
  • Gapper Questionnaire
  • Gapper Coverage Gap
  • Gapper Risk Questionnaire
  • Gapper General Liability
User ID: Subscriber Status:Free