Product Update

Workers Compensation Small Deductibles Chart Updated in Construction Risk Management

The offer of small deductible plans for workers compensation insurance is mandatory in some states and optional in others. A summary of information on state workers compensation small deductible plans, as stipulated in their rating manuals, is provided in this Construction Risk Management release. The chart shows state requirements regarding the size of allowable deductibles under the plan, the range of discounts provided, the types of claims to which deductibles apply, and whether losses are reported on a gross basis or a net basis.

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