The definitive source for additional insured status and strategies. Includes
more than 300 case citations.
The Additional Insured Book covers these topics.
- Named Insured Status
- Automatic Insured Status
- Additional Insured Status
- Problems with Additional Insured Status
- Separation of Insureds and Cross-Liability
- Standard Additional Insured Endorsements
- Engineers, Architects, or Surveyors as Additional Insureds
- Owners and Contractors as Additional Insureds
- OCP versus Additional Insured Status
- Real Property Lessors as Additional Insureds
- Vendors as Additional Insureds
- Blanket Additional Insured Endorsements and Provisions
- Additional Insured Status in Commercial Auto Insurance
- Additional Insured Status in Workers Compensation Insurance
- Additional Insured Status in Professional and E&O Liability
Insurance
- Additional Insured Status in Commercial Property Insurance
- Additional Insured Status in Marine and Aircraft Insurance
- Certificates of Insurance
- Compliance Problems
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Table of Contents
Agents, Brokers, and Account Support Staff
- Make sure the endorsement language provided on your customer's
policy complies with the contract requirements.
- Clearly explain how additional insured coverage is intended to
coordinate with the additional insured's own liability program.
- Pinpoint and correct errors in additional insured contract
requirements or policy amendments intended to respond to them.
- Use excerpts as third-party support to your concerns and
recommendations, thus earning respect by clients, prospects, and
underwriters.
Risk Managers, Financial Executives, & Insurance
Buyers
- Make sure your policy will not provide broader coverage to an
additional insured than you desire.
- Avoid an uninsured breach of contract claim for failure to comply
with an additional insured requirement.
- Draft reasonable and obtainable additional insured requirements that
will provide the protection you need.
- Help ensure your business relationships continue when the big loss
occurs.
- Utilize the third-party insight to know what questions to ask of your
insurer and to support your position when a claims dispute arises.
Underwriters
- Analyze the exposure you are assuming when you agree to include an
additional insured on a policy.
- Understand how your company endorsements compare to the standard ISO
forms.
Claims Adjusters
- Understand the drafting intent and history of the ISO
endorsements.
- Analyze your claim to determine whether to accept the responsibility
to defend or seek the advice of counsel.
- Utilize the book as a respected third-party source documenting
coverage intent behind the standard endorsements.
Attorneys
- Understand the drafting intent and history of the ISO
endorsements.
- Utilize the book as a respected third-party source documenting
coverage intent behind the standard endorsements.
- Review common ways insurance company endorsements differ from
ISO.
Consultants
- Understand the drafting intent and history of the ISO
endorsements.
- Use as support and a second opinion in your litigation consulting
work.
Your purchase of the online version of The Additional Insured
Book comes with a digital copy of the Contractor's Guide
to OCIPs, a handy reference that provides guidance on 39 issues
contractors should consider when accepting coverage through a wrap-up
or controlled insurance program. This publication was prepared by the
OCIP Task Force of the AGC of America.