Would one book change your entire approach to requiring or granting
additional insured status?
The Additional Insured Book covers these topics.
- Named Insured Status
- Automatic Insured Status
- Additional Insured Status
- Problems with Additional Insured Status
- Separation of Insureds and Cross-Liability
- Standard Additional Insured Endorsements
- Engineers, Architects, or Surveyors as Additional Insureds
- Owners and Contractors as Additional Insureds
- OCP versus Additional Insured Status
- Real Property Lessors as Additional Insureds
- Vendors as Additional Insureds
- Blanket Additional Insured Endorsements and Provisions
- Additional Insured Status in Commercial Auto Insurance
- Additional Insured Status in Workers Compensation Insurance
- Additional Insured Status in Professional and E&O Liability
Insurance
- Additional Insured Status in Commercial Property Insurance
- Additional Insured Status in Marine and Aircraft Insurance
- Certificates of Insurance
- Compliance Problems
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Table of Contents
Agents, Brokers, and Account Support Staff
- Make sure the endorsement language provided on your customer's
policy complies with the contract requirements.
- Clearly explain how additional insured coverage is intended to
coordinate with the additional insured's own liability program.
- Pinpoint and correct errors in additional insured contract
requirements or policy amendments intended to respond to them.
- Use excerpts as third-party support to your concerns and
recommendations, thus earning respect by clients, prospects, and
underwriters.
Risk Managers, Financial Executives, & Insurance
Buyers
- Make sure your policy will not provide broader coverage to an
additional insured than you desire.
- Avoid an uninsured breach of contract claim for failure to comply
with an additional insured requirement.
- Draft reasonable and obtainable additional insured requirements that
will provide the protection you need.
- Help ensure your business relationships continue when the big loss
occurs.
- Utilize the third-party insight to know what questions to ask of your
insurer and to support your position when a claims dispute arises.
Underwriters
- Analyze the exposure you are assuming when you agree to include an
additional insured on a policy.
- Understand how your company endorsements compare to the standard ISO
forms.
Claims Adjusters
- Understand the drafting intent and history of the ISO
endorsements.
- Analyze your claim to determine whether to accept the responsibility
to defend or seek the advice of counsel.
- Utilize the book as a respected third-party source documenting
coverage intent behind the standard endorsements.
Attorneys
- Understand the drafting intent and history of the ISO
endorsements.
- Utilize the book as a respected third-party source documenting
coverage intent behind the standard endorsements.
- Review common ways insurance company endorsements differ from
ISO.
Consultants
- Understand the drafting intent and history of the ISO
endorsements.
- Use as support and a second opinion in your litigation consulting
work.
Your purchase of an IRMI reference product includes a complimentary
subscription to The Electronic Owl e-newsletter. You'll
receive a monthly update with links to new content and tips on how to
get the most from your IRMI resources.
Your purchase of the online version of The Additional Insured
Book comes with a digital copy of the Contractor's Guide
to CIPs—a handy reference that provides guidance on 38 issues
contractors should consider when accepting coverage through a wrap-up
or controlled insurance program.