Personal RiskAdviser

Personal RiskAdviser

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The cost of IRMI application products depends on the size of your organization. The size ranges are as follows.

  • 1-9 Employees
  • 10-30 Employees
  • 31-60 Employees
  • 60+ Employees - Contact us for a quote!

To subscribe to an IRMI product, you can purchase either a single-seat license for an individual, or an unlimited group license for everyone in your organization. The cost depends on whether your firm qualifies as a "Small Business" or a "Large Business" under the definitions in the following table.

Item Individual Small Business Large Business
Users 1 Unlimited Unlimited
Agency/Brokerage Any size Under $10M Revenue $10M+ Revenue
Insurance Company Any size Under $100M Premium $100M+ Premium
Law Firm Any Size Under 10 coverage Lawyers 10+ Coverage Lawyers
Risk Mgmt. Dept. Any Size Any Size N/A
Other Organization Any Size Under 100 Employees 100+ Employees

All IRMI subscriptions are annual. Most subscriptions offer two ways to pay.

  1. Monthly: The full annual cost is broken out over 12 monthly installments that are billed to your credit card each month.
  2. Annual: Get 5% off the full annual cost if you choose a single payment billed to your credit card once per year.

Note that the monthly payment option and the subsequent 5% discount for annual payments are not available on some products.  

Personal RiskAdviser

Product type: Application

Uses: Helps agents and brokers assess exposures and coverage needs for high-end personal lines clients

Discount: Prices shown include a 5% discount for selecting the annual payments option

Call (800) 827-4242
Mon-Fri 8am to 5pm CST


A new RiskExpert System™ from IRMI. The best sales and client retention tool to hit the personal lines market in years!

Let's face it, there are thousands of insurance agents out there doing the same thing over and over while their effectiveness continues to wane. You only have so much time in a day, right? So, you need a differentiator to stay ahead of your complacent competition and grow your revenue. That differentiator is the Personal RiskAdviser.

Tired of Being a Commodity Like Every Other Agent Out There?

  • Dislodge more prospects from complacent competitors who overlook serious exposures.
  • Enhance client confidence with better risk assessments, loss control advice, and recommended coverage enhancements.
  • Grow your commissions all year long!

How Do You Know If You Need a New Approach?

  • You have trouble getting clients and prospects to take the time to complete printed exposure surveys.
  • You utilize template surveys and checklists that are somewhat shallow and incomplete.
  • You chase renewal dates and bid against existing insurance policies.
  • Your close ratio for the time spent is not near where you want it to be.
  • You get comments like "I seem to be doing fine with my current agent."


Screen Shots

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User ID: Subscriber Status:Free