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IRMI Workers Comp

Workers Comp

About This Product

IRMI Workers Comp contains strategies, tactics, solutions, and information on most aspects of workers compensation law and insurance.

This one-stop source for state specific statues will help you analyze exposures, determine the coverages needed to provide the level of protection any type of organization needs, quickly understand the most important aspects of each state's act, place coverage in the residual marketplace or in a monopolistic state fund, and develop effective cost containment programs.

Individual Subscription

$35.92 per month (billed annually)

One Year Subscription

$96.12 per month (billed monthly)

Month to Month Subscription

What's included

Enterprise Subscription

Provide your entire team access to IRMI resources with a package customized to meet your needs.

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What's included

Product Description

IRMI Workers Comp covers these topics.

  • The WC System
  • Residual Market Plans
  • State Funds
  • Insurance Coverage
  • Federal Laws
  • State Workers Compensation Laws
  • Risk Management Concerns
  • Rating and Risk Financing
  • Employee Leasing
  • Loss Control Management
  • Claims Management
  • Medical Cost Management
  • Current Issues

Benefits to You

  • Quickly obtain state-specific information and analyses on a variety of vital workers comp topics.
  • Know which endorsements you should request for your customers to ensure they do not have dangerous coverage gaps.
  • Give your clients suggestions for proven cost containment programs.
  • Determine whether your clients face exposures under maritime law or federal compensation acts.
  • Quickly understand how to use the residual markets in other states and use the handy contact information to get started.
  • Make certain that any clients' workers who are employed by a professional employer organization (PEO) are properly insured.
  • Learn ways to effectively control workers compensation costs.
  • Determine whether your organization faces exposures under maritime law or federal compensation acts.
  • Make sure you understand the policy provisions and scope of coverage provided.
  • Get a quick read on the statutes affecting qualified self-insurance in the states of your operations.
  • Quickly and easily review the benefits provided by each state's workers compensation law.
  • Design a cost allocation plan that will motivate managers to take loss control seriously.
  • Quickly and easily review the benefits provided by each state's workers compensation law.
  • Increase your understanding of maritime law and federal compensation acts and the exposures you are covering under the applicable endorsements.
  • Make certain you follow state laws and regulations when you decide to cancel a customer's coverage.
  • Sharpen your underwriting skills with a better understanding of important risk control measures.
  • State-specific summaries of WC laws and benefits.
  • Line-by-line explanation of the standard policy and major endorsements allows you to quickly determine if coverage applies to claims.
  • Includes 178 case citations.
  • Advise clients on effective cost control measures.
  • Help explain policy provisions and coverage intent.
  • Utilize state-specific summaries of WC laws and benefits.
  • Demonstrate coverage best practices to the court to help you win your agent/broker E&O cases.
  • In absence of legal precedent, you'll have valuable insight to what the policy does and does not cover. Since IRMI is a highly respected research firm and has been quoted in critical court cases, our interpretations carry a great deal of weight.
  • Know which endorsements you should request for your clients to ensure they do not have dangerous coverage gaps.
  • Give your clients suggestions for proven cost containment programs.
  • Determine whether your clients face exposures under maritime law or federal compensation acts.
  • Utilize state-specific summaries of WC laws and benefits.
  • Make certain any clients' workers who are employed by a PEO are properly insured.

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Your purchase of an IRMI reference product includes a complimentary subscription to The Electronic Owl e-newsletter. You'll receive a monthly update with links to new content and tips on how to get the most from your IRMI resources.

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