FREE access to Professional Liability Insurance.

Click here for more information.

Products

IRMI Workers Comp

The cost of IRMI application products depends on the size of your organization. The size ranges are as follows.

  • 1-9 Employees
  • 10-30 Employees
  • 31-60 Employees
  • 60+ Employees - Contact us for a quote!

To subscribe to an IRMI product, you can purchase either a single-seat license for an individual, or an unlimited group license for everyone in your organization. The cost depends on whether your firm qualifies as a "Small Business" or a "Large Business" under the definitions in the following table.

Item Individual Small Business Large Business
Users 1 Unlimited Unlimited
Agency/Brokerage Any size Under $10M Revenue $10M+ Revenue
Insurance Company Any size Under $100M Premium $100M+ Premium
Law Firm Any Size Under 10 coverage Lawyers 10+ Coverage Lawyers
Risk Mgmt. Dept. Any Size Any Size N/A
Other Organization Any Size Under 100 Employees 100+ Employees

All IRMI subscriptions are annual. Most subscriptions offer two ways to pay.

  1. Monthly: The full annual cost is broken out over 12 monthly installments that are billed to your credit card each month.
  2. Annual: Get 5% off the full annual cost if you choose a single payment billed to your credit card once per year.

Note that the monthly payment option and the subsequent 5% discount for annual payments are not available on some products.  

IRMI Workers Comp

Product type: 1 Year Subscription

Publication Date(s): 1995-2016

Update Schedule: Quarterly

Part of: Risk and Insurance Package

Discount: Prices shown include a 5% discount for choosing the annual payments option


Summary

IRMI Workers Comp contains strategies, tactics, solutions, and information on most aspects of workers compensation law and insurance.

This one-stop source for state specific statues will help you analyze exposures, determine the coverages needed to provide the level of protection any type of organization needs, quickly understand the most important aspects of each state's act, place coverage in the residual marketplace or in a monopolistic state fund, and develop effective cost containment programs.

IRMI Workers Comp covers these topics.

  • The WC System
  • Residual Market Plans
  • State Funds
  • Insurance Coverage
  • Federal Laws
  • State Workers Compensation Laws
  • Risk Management Concerns
  • Rating and Risk Financing
  • Employee Leasing
  • Loss Control Management
  • Claims Management
  • Medical Cost Management
  • Current Issues

Download Table of Contents

Agents, Brokers, and Account Support Staff

  • Quickly obtain state-specific information and analyses on a variety of vital workers comp topics.
  • Know which endorsements you should request for your customers to ensure they do not have dangerous coverage gaps.
  • Give your clients suggestions for proven cost containment programs.
  • Determine whether your clients face exposures under maritime law or federal compensation acts.
  • Quickly understand how to use the residual markets in other states and use the handy contact information to get started.
  • Make certain that any clients' workers who are employed by a professional employer organization (PEO) are properly insured.

Risk Managers, Financial Executives, & Insurance Buyers

  • Learn ways to effectively control workers compensation costs.
  • Determine whether your organization faces exposures under maritime law or federal compensation acts.
  • Make sure you understand the policy provisions and scope of coverage provided.
  • Get a quick read on the statutes affecting qualified self-insurance in the states of your operations.
  • Quickly and easily review the benefits provided by each state's workers compensation law.
  • Design a cost allocation plan that will motivate managers to take loss control seriously.

Underwriters

  • Quickly and easily review the benefits provided by each state's workers compensation law.
  • Increase your understanding of maritime law and federal compensation acts and the exposures you are covering under the applicable endorsements.
  • Make certain you follow state laws and regulations when you decide to cancel a customer's coverage.
  • Sharpen your underwriting skills with a better understanding of important risk control measures.

Claims Adjusters

  • State-specific summaries of WC laws and benefits.
  • Line-by-line explanation of the standard policy and major endorsements allows you to quickly determine if coverage applies to claims.

Attorneys

  • Includes 178 case citations.
  • Advise clients on effective cost control measures.
  • Help explain policy provisions and coverage intent.
  • Utilize state-specific summaries of WC laws and benefits.
  • Demonstrate coverage best practices to the court to help you win your agent/broker E&O cases.
  • In absence of legal precedent, you'll have valuable insight to what the policy does and does not cover. Since IRMI is a highly respected research firm and has been quoted in critical court cases, our interpretations carry a great deal of weight.

Consultants

  • Know which endorsements you should request for your clients to ensure they do not have dangerous coverage gaps.
  • Give your clients suggestions for proven cost containment programs.
  • Determine whether your clients face exposures under maritime law or federal compensation acts.
  • Utilize state-specific summaries of WC laws and benefits.
  • Make certain any clients' workers who are employed by a PEO are properly insured.
    Bonus Publication Icon

    Your purchase of IRMI Workers Comp comes with access to hundreds of ACORD forms that have been approved for use in all 50 states and are accepted by more than 1,000 companies. Using standard forms such as these increases efficiency in insurance transactions. This InfoBase includes all the ACORD forms in PDF files.

    Bonus Publication Icon

    You will also receive a copy of the Contractor's Guide to OCIPs, a handy reference that provides guidance on 39 issues contractors should consider when accepting coverage through a wrap-up or controlled insurance program. This publication was prepared by the OCIP Task Force of the AGC of America.

    Navigation

    Social Media