The information we provide is our product, and selling that information is the sole source of our revenues. For that reason, we cannot give it away any more than an insurance agent, broker, or company can give away insurance. Therefore, we copyright all of our publications and guard our copyrights very carefully.
With that said, we understand that you need the ability to use the information we provide, and we support your doing a limited amount of copying or quoting from the products to which you subscribe. Our customers can quote a limited amount of information from publications to which they subscribe in proposals, reports, letters, briefs, and other documents that are not being distributed to a wide audience. (This is allowed under the "fair use" exceptions of US copyright law.) Whenever you quote from our material, it is important that you indicate the name of the publication from which you are quoting or state that the information was taken from IRMI.com when applicable, along with the fact that the copyright is owned by International Risk Management Institute, Inc. Here is an example of an acceptable citation: Commercial Liability Insurance, page XV.C.3, copyright 2015, International Risk Management Institute, Inc., Dallas, TX.
To reproduce any more than this, we ask you to seek our specific permission. Request permission by submitting our online Contact Us Form and selecting the "Reprint Request" topic. Our decision as to whether to provide permission will depend on the nature of your use of the material, the intended audience, the amount of material to be reproduced, and the number of copies to be made. In all instances, we will require that you give appropriate recognition of our copyright on your reproduction. In some instances, we also will require a fee to reproduce our material.
Here are some examples of copying that would be illegal without our specific permission.
- Photocopying one of our newsletters to distribute to everyone in your office
- Photocopying an article from one of our manuals or newsletters and mailing it to a number of clients or colleagues
- Including copies of articles or sections from our manuals in a handout you distribute at a seminar or class
- Paraphrasing from one of our articles in an article you are writing for publication in a newsletter or magazine
- Including information from one of our articles on your website
The best policy is to simply inquire about your use of our copyrighted material before copying it. You can do so by submitting our online Contact Us Form and selecting the "Reprint Request" topic.