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D&O MAPS

The cost of IRMI application products depends on the size of your organization. The size ranges are as follows.

  • 1-9 Employees
  • 10-30 Employees
  • 31-60 Employees
  • 60+ Employees - Contact us for a quote!

To subscribe to an IRMI product, you can purchase either a single-seat license for an individual, or an unlimited group license for everyone in your organization. The cost depends on whether your firm qualifies as a "Small Business" or a "Large Business" under the definitions in the following table.

Item Individual Small Business Large Business
Users 1 Unlimited Unlimited
Agency/Brokerage Any size Under $10M Revenue $10M+ Revenue
Insurance Company Any size Under $100M Premium $100M+ Premium
Law Firm Any Size Under 10 coverage Lawyers 10+ Coverage Lawyers
Risk Mgmt. Dept. Any Size Any Size N/A
Other Organization Any Size Under 100 Employees 100+ Employees

All IRMI subscriptions are annual. Most subscriptions offer two ways to pay.

  1. Monthly: The full annual cost is broken out over 12 monthly installments that are billed to your credit card each month.
  2. Annual: Get 5% off the full annual cost if you choose a single payment billed to your credit card once per year.

Note that the monthly payment option and the subsequent 5% discount for annual payments are not available on some products.  

D&O MAPS

Product type: 1 Year Subscription

Publication Date(s): 2000–2016

Update Schedule: Quarterly

Part of: Risk and Insurance Package

Discount: Prices shown include a 5% discount for choosing the annual payments option


Summary

Easily compare the leading insurers’ policies with detailed analyses of more than 250 D&O forms.

D&O MAPS provides a comprehensive analysis of more than 300 available directors and officers (D&O) liability policies by company and category. Each analysis highlights policy provisions that are broader than standard, in blue and provisions that are more restrictive than standard, in red. This unique system allows for fast, easy comparison of forms and quickly reveals both strengths and weaknesses in every insurer’s policy. The analyses encompass more than 20 different lines of D&O coverage.

If you subscribe on IRMI Online, the service includes a D&O Policy Explorer feature that allows you to see a side-by-side display of the provisions from any two D&O policy forms. This unique analysis and the side-by-side wording display make it easy to compare one D&O policy to another to determine how the coverage terms stack up and identify provisions to negotiate or modify.

These policy analyses are supported by copies of the policy forms and insurers' applications as well as the most comprehensive discussion of D&O coverage terms available. The D&O Coverage Guide contains a comprehensive, user-friendly analysis of the major and minor provisions found within D&O policy forms and is packed with numerous, practical tips on how to negotiate broader versions of these provisions.

D&O MAPS covers these topics.

  • D&O Coverage Analysis
    • Applications
    • Declarations Page
    • Coverage Agreements
    • Claim Provisions
    • Exclusions
    • Definitions
  • PLI Markets Directory
  • D&O Policy Specimens and Analysis
  • D&O Commentary (expert articles)
  • D&O Policy Explorer (online app that compares policy forms)
Download Table of Contents

Agents, Brokers, and Account Support Staff

  • Helps you easily compare the 50 leading insurers policies by analyzing in detail 250+ D&O forms.
  • Helps you know what markets to pursue and lends support to negotiating coverage enhancements.
  • Gives your producers and their support staff expertise in and opportunities to place all types of D&O coverage by analyzing forms written to cover public companies, nonprofits, private companies, healthcare organizations, financial institutions, as well as Side A and excess forms.
  • Saves you time and effort by including specimen policy forms, applications, and endorsements for every policy analyzed.
  • Puts you in direct contact with underwriting decision-makers by providing their phone numbers and e-mail addresses, along with insurer directories and listings, indicating the types of D&O policies written, maximum limits, and account preferences.

Risk Managers, Financial Executives, & Insurance Buyers

  • Helps you quickly identify superior or problematic issues with key provisions in a policy by highlighting broader-than-usual coverage provisions in blue and more-restrictive-than-usual provisions in red.
  • Understand complex D&O policy provisions with a concise, easy-to-follow discussion of the intent and typical variations found in key D&O terms and conditions.
  • Keep up with the latest legal, coverage, and claim developments.
  • Understand the pros and cons of using package management liability policies as opposed to stand-alone D&O, employment practices, and other liability policies.

Underwriters

  • Learn how you stack up against the competition with discussions of each policy form and their related strong and weak provisions.
  • Review the underwriting data requirements in the applications of all your competitors.
  • Respond to requests for policy modifications with more insight as to the appropriateness and comparison to competing policies.
  • Easily keep up with the latest legal, coverage, and claim developments.

Claims Adjusters

  • Use the layman's language explanations of coverage terms to develop perspective into coverage intent and as support for your arguments for or against coverage.

Attorneys

  • Includes 336 case citations.
  • Easily keep up with the latest legal, coverage, and claim developments.
  • The coverage guide section cites hundreds of current cases to help you find the precedent you need to make your case.
  • Answer questions and steer clients to the best policy and related coverage for their specific needs.
  • Gain insight into common variations among different insurers' forms with respect to exclusions, covered damages, claims-made provisions, and much more.
  • Use the layman's language explanations of coverage terms to develop perspective into coverage intent and as support for your arguments for or against coverage.

Consultants

  • Gain insight into common variations among different insurers' forms with respect to exclusions, covered damages, claims-made provisions, and much more.
  • Get ideas for coverage enhancements to recommend for your clients.
  • Use as support and a second opinion in your litigation consulting work.
  • Quickly spot problems in client's D&O policies.
  • Steer clients to the best policy and related coverage for their specific needs.
    Bonus Publication Icon

    Your purchase of D&O MAPS is kept current with monthly updates adding new and revised analysis and is supported by D&O Compass, a free monthly e-mail newsletter that alerts you to developments and trends in D&O liability as well as new content added to this reference.

    Each monthly issue gives you quick updates on the latest developments in D&O insurance, links to free articles on the Web, and links to the latest additional material added to D&O MAPS™. Be sure to  sign up for D&O Compass whether or not you choose to subscribe to D&O MAPS™.

    Bonus Publication Icon

    In addition, you will receive the Contractor's Guide to OCIPs, a handy reference that provides guidance on 39 issues contractors should consider when accepting coverage through a wrap-up or controlled insurance program. This publication was prepared by the OCIP Task Force of the AGC of America.

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