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Complete IRMI Library for Students

Complete IRMI Library for Students

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The cost of IRMI application products depends on the size of your organization. The size ranges are as follows.

  • 1-9 Employees
  • 10-30 Employees
  • 31-60 Employees
  • 60+ Employees - Contact us for a quote!

To subscribe to an IRMI product, you can purchase either a single-seat license for an individual, or an unlimited group license for everyone in your organization. The cost depends on whether your firm qualifies as a "Small Business" or a "Large Business" under the definitions in the following table.

Item Individual Small Business Large Business
Users 1 Unlimited Unlimited
Agency/Brokerage Any size Under $10M Revenue $10M+ Revenue
Insurance Company Any size Under $100M Premium $100M+ Premium
Law Firm Any Size Under 10 coverage Lawyers 10+ Coverage Lawyers
Risk Mgmt. Dept. Any Size Any Size N/A
Other Organization Any Size Under 100 Employees N/A

IRMI offers two options for your subscription term:

  1. Month-to-Month Subscription – Payable by credit card prior to the start of your first month and billed automatically to the credit card on file each month thereafter.
  2. Annual Subscription – Paid in full by credit card prior to the start of your first annual term.

Complete IRMI Library for Students

Product Type: Package

Includes: Complete Library of all IRMI publications

Discount: Please enter the provided code at checkout to receive this package at no charge.


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Summary

IRMI is proud to offer our full Online library to all students currently enrolled in a Risk Management program. Both students and professors can take advantage of the more than 75,000 total pages of critical risk management and insurance information that can help them get ahead in their scholastic pursuits and future careers.

For active Gamma Iota Sigma student members, you will receive this benefit at no cost. You will need to request the discount code from your professor.  

Gamma Iota Sigma is the only international business fraternity for students of insurance, risk management and actuarial science. As this next generation of future industry professionals prepare to enter the workplace, IRMI hopes to provide them with the tools and resources needed to secure their success.

IRMI content is continuously updated, expanded, and revised, and the online library features an advanced, keyword-driven search engine that returns relevant discussions on a vast variety of topics.

Included Products

Commercial Auto Insurance

Commercial Auto Insurance

This reference covers the standard business auto policy, motor carrier coverage form, truckers form, dealers form, MCS-90 endorsement, and more. Discussions of all countrywide ISO endorsements help you tailor coverage for specific needs.

Commercial Property Insurance

Commercial Property Insurance

Provides line-by-line interpretations of the most commonly used ISO forms, plus practical advice for using nonstandard and manuscript forms.

Commercial Liability Insurance

Commercial Liability Insurance

Our most popular product, this reference analyzes standard CGL and other liability policies. Online subscriptions include samples of all the ISO countrywide CGL and employment practices forms (current editions and some past editions) and a selection of AAIS forms.

Construction Risk Management

Construction Risk Management

Gain a better understanding of loss exposures, and identify common gaps in contractors’ insurance coverages.

Contractual Risk Transfer

Contractual Risk Transfer

Any contracting party needs this IRMI best-seller within arm's reach. It explains the ins and outs of indemnity and hold harmless agreements, waivers of subrogation, and ideal insurance specifications, See the Table of Contents and the top seven reasons you'll want it by your side.

D&O MAPS

D&O MAPS

Your comprehensive resource for directors and officers liability exposures and coverage. Easily compare the leading insurers’ policies with detailed analyses of more than 250 D&O forms. Includes the D&O policy explorer.

IRMI Workers Comp

IRMI Workers Comp

Your one-stop source for state specific regulations that will help you analyze exposures, determine the policy forms needed, place coverage in the residual marketplace or in a monopolistic state fund, and develop effective cost containment programs.

Pollution Coverage Issues

Pollution Coverage Issues

Chronicles the coverage wars between policyholders and insurers on whether the standard CGL policy covers pollution losses. Easy-to-use coverage maps and charts summarize the pro-policyholder or pro-insurer case authority in each jurisdiction.

Professional Liability Insurance

Professional Liability Insurance

Your one-stop shop for information about D&O, EPL, Professional liability, and more. The policy analyses and comparisons will help you determine which policies are best, and design the broadest coverage.

Personal Risk Management and Insurance

Personal Risk Management and Insurance

The practitioner's reference for homeowners, personal auto, and numerous other personal lines insurance policies.

Practical Risk Management

Practical Risk Management

The risk professional's indispensable source of practical, concise, action-oriented background and advice on all of the most important activities, techniques, and tools of risk management. Helps you make appropriate decisions and implement best practices.

Risk Financing

Risk Financing

Easy-to-use-and-understand reference explaining the various funding options for your organization’s risks. Explains reinsurance, alternative markets, and tax and accounting implications of various risk financing mechanisms. Excellent resource for state specific regulations.

Employment Practices Liability Consultant

Employment Practices Liability Consultant

Provides the tools you need to develop leading-edge risk management and insurance solutions for these daunting loss exposures.

Captive Insurance Company Reports

Captive Insurance Company Reports

Since 1977, CICR has been educating captive practitioners on diverse captive topics such as fronting and reinsurance, collateral pressures and options, tax, legal matters and claims, domicile challenges and issues, regulatory developments, and so forth. Sign up today to stay informed!

Exposure Survey Questionnaire

Exposure Survey Questionnaire

The Exposure Survey Questionnaire contains more than 750 key questions and 25 schedules in a step-by-step format to help you thoroughly identify major risks for any organization through interviews with management and operating personnel.

The Risk Report

The Risk Report

Analysis and interpretation of the latest innovations in insurance coverage and discussions of risk management best practices. Online subscribers get access to a fully searchable archive of more than 200 issues!

IRMI Insurance Checklists

IRMI Insurance Checklists

IRMI Insurance Checklists has been assembled by IRMI to assist insurance buyers, risk managers, agents, consultants, and brokers in developing insurance programs to respond to the unique loss exposures of any business or client.

Guidelines for Insurance Specifications

Guidelines for Insurance Specifications

This handy guide helps you prepare clear and concise instructions for underwriters. It contains model specifications for 24 commonly purchased types of commercial lines insurance, allowing you to quickly prepare detailed and accurate specifications tailored to any organization's needs.

IRMI Insurance Cancellation Guide

IRMI Insurance Cancellation Guide

Guide to state laws pertaining to an insurer’s intent to cancel, non-renew, or even increase premiums or restrict coverage on renewal of an insurance policy.

101 Ways To Cut Business Insurance Costs

101 Ways To Cut Business Insurance Costs

This "how to" guide provides cost-cutting strategies for every major line of coverage. It is designed to help insurance buyers, and their agents and brokers do a better and quicker job of auditing their insurance programs to reduce insurance costs without giving up necessary protection—a gold mine of 101 tried-and-true strategies!

The Additional Insured Book

The Additional Insured Book

This definitive source for additional insured status and strategies gives you innovative insights, practical guidance, and access to hundreds of case law discussions.

Blueprint for Workers Comp Cost Containment

Blueprint for Workers Comp Cost Containment

Filled with practical suggestions, this book supplies insight and solutions for controlling and even reducing workers compensation costs and premiums. It will pay for itself over and over again.

The Builders Risk Book

The Builders Risk Book

Written by highly regarded insurance experts, it provides key insight and practical guidance into a number of cutting-edge areas, such as delay coverage and green construction, that are barely touched by most other publications.

Captive Practices and Procedures

Captive Practices and Procedures

Learn what it takes to establish a successful captive insurance company—one that sets the standard and withstands the test of time. Provides step-by-step instructions that would benefit novices and seasoned veterans alike.

Captives and the Management of Risk

Captives and the Management of Risk

Reveals the types of risk a captive can handle, how to determine if a captive is feasible, how to manage and operate a captive, and more!

Claims Operations: A Practical Guide

Claims Operations: A Practical Guide

A book for everyone, whether you are a risk manager trying to evaluate a TPA, an agent trying to set up an in-house claims advisory service, an experienced P&C claims executive, or a newcomer to the claims side of the business.

Design-Build Risk and Insurance

Design-Build Risk and Insurance

Use this book to recognize potentially devastating design-build risks—then develop a plan to assure you have them covered.

Insurance for Defective Construction

Insurance for Defective Construction

Provides a detailed review of relevant coverage issues and how they have been treated by the courts. Includes detailed maps on the construction defects as occurrence issue.

The Wrap-Up Guide

The Wrap-Up Guide

Get the most comprehensive information source available on OCIPs and CCIPs. Updated by IRMI with help from 15 wrap-up experts.

Classification Cross-Reference

Classification Cross-Reference

An IRMI best-seller! This book provides a handy cross-reference for ISO CGL, NAICS, NCCI, and SIC codes. No agent should be without it. Streamlined format helps you find the exact codes you need!

How To Draft and Interpret Insurance Policies

How To Draft and Interpret Insurance Policies

A must-read for anyone in the insurance business, How to Draft explains the rules courts use when reading an insurance policy and offers practical suggestions for using definitions, punctuation, tabulation, sentence structure, and simplified prose to minimize ambiguity.

The MCS-90 Book

The MCS-90 Book

Open your eyes to the many potential pitfalls, coverage traps, underwriting concerns, and claims issues lying under the surface of this seemingly innocuous endorsement.

Insurance Law Essentials

Insurance Law Essentials

Essential tools for insurance coverage legal research. Your subscription includes six components: Insurance Case Finder, CGL Reporter, Insurance Law Reporter, Canadian Coverage Caselaw, Case Law Library, and Fundamentals of Insurance Law.

The Betterley Report - 6 Pack

The Betterley Report - 6 Pack

Detailed evaluations of six specialty insurance products: Cyber/Privacy/Media Liability Insurance, Employment Practices Liability Insurance, Cyber Insurance for Healthcare, Private Company Management Liability Insurance, Intellectual Property and Media Liability Insurance, and Technology Errors & Omissions Insurance.