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What's New—December 2018

Six reference service updates and new issues of The Risk Report and Captive Insurance Company Reports have been added to the IRMI KnowledgeBases. We have also updated the home page and job function dashboards to facilitate navigation in the site.

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IRMI Reference Services

This Commercial Auto Insurance release includes the monthly update of the auto insurance proof of coverage form requirements section. For the month of November 2018, there were no changes affecting auto ID card information requirements.

This Commercial Property Insurance release adds the following new and revised discussions and specimen copies of earthquake coverage endorsements for the Insurance Services Office, Inc. (ISO), commercial property program.

An updated and expanded contractors equipment checklist is included as well.

This Contractual Risk Transfer release contains a revised discussion of umbrella endorsements affecting contractually assumed liability; an updated discussion of case law interpreting endorsement CG 20 33, "Additional Insured—Owners, Lessees or Contractors—Automatic Status When Required in Construction Agreement with You"; and an updated and expanded discussion of enforceability of limitation of liability clauses.

D&O MAPS has been expanded to include the following policies and analyses.

We have recently added 10 new policy forms to the D&O Policy Explorer in D&O MAPS, which allows you to compare them to other forms in the database. They are as follows.

  • Axis Insurance Company Management and Corporate Liability Coverage Part and General Terms and Conditions
  • Carolina Casualty Insurance Company (Monitor Liability Managers, Inc.) Directors, Officers and Organization Liability Coverage Section and Common Policy Terms and Conditions Section
  • Endurance Assurance Corporations of America Directors and Officers Liability Private Company Coverage Section and General Terms and Conditions
  • Hanover Directors and Officers and Entity Liability Coverage Part and Common Policy Terms and Conditions
  • Markel Investment Adviser, Professional Services and Directors and Officers Liability Insurance Policy
  • Stratford Insurance Company Nonprofit Directors, Officers, Insured Entity and Employment Practices Insurance Coverage Form
  • Stratford Insurance Company Private Directors, Officers, Insured Entity and Employment Practices Insurance Coverage Form
  • TDC National Assurance Company Directors, Officers and Organization Liability Coverage Part and General Terms and Conditions
  • Torus National Insurance Company D&O Liability Coverage Part and General Terms and Conditions
  • United States Liability Insurance Group Directors and Officers Coverage Part and General Terms and Conditions

There are 273 directors and officers (D&O) policy forms available for comparison in D&O Policy Explorer in D&O MAPS. Subscribers are invited to submit for analysis policies that are not currently included in D&O MAPS and D&O Policy Explorer.

Insurance Case Finder now has 8,508 case records available in the application. Check out the 6-minute video to learn how to use Insurance Case Finder.

This release of IRMI Insurance Cancellation Guide revises the commercial lines (workers compensation, general liability, auto, and property lines) pages and includes the following updates.

This release of IRMI Workers Comp contains updated material pertaining to state-specific posting notices and payroll limitations for sole proprietors, partners, executive officers, and limited liability company members.

  • For the month of November 2018, the following state had a change that affected posting notice requirements.
    • Texas—Update of the Ombudsman Notice in both English and Spanish
  • Delaware and Massachusetts made a change to their payroll limitation amounts.

IRMI Newsletters & Journals

The December issue of The Risk Report, "Restatement of Liability Insurance: What Does It Mean? Does It Matter?" by Lyndon Bittle and Brent Rubin, discusses the history of the "Restatement of Liability Insurance," its evolution, contents, critics, and future.

The December 2018 issue of Captive Insurance Company Reports looks at the following topics of interest.

Forms

This month, 84 forms and endorsements have been added to the Forms library. These include ISO state-specific commercial general liability and management protection forms. The Forms library now includes more than 34,800 sample policy forms.

IRMI publication date for this page: December 2018

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