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What's New—March 2018

Eight reference service updates and new issues of The Risk Report, Captive Insurance Company Reports, and The Betterley Report have been added to the IRMI KnowledgeBases. We have also updated the home page and job function dashboards to facilitate navigation in the site.

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Reference Services

This CGL Reporter release adds 29 new cases from appellate courts around the nation. PDFs of these decisions have been added to the Caselaw Library, which now contains 5,464 cases. Also be sure to check out these cases in our Insurance Case Finder tool, which you can access free of charge as part of your CGL Reporter subscription. Insurance Case Finder is a Web-based application consisting of a large database (8,142 case records) of insurance coverage written case summaries and analyses, along with a unique search engine that will make insurance case law research much simpler and faster. To learn more, check out the short video.

Commercial Auto Insurance updates the "Auto Insurance Proof of Coverage Form" section in the following state.

  • Alabama—Removed minimum card size requirement

This Commercial Property Insurance release adds a discussion of the new Insurance Services Office, Inc. (ISO), commercial flood insurance policy and addresses related changes to a few ISO commercial property endorsements. It also provides a new contingent cargo coverage checklist and an updated discussion of commercial output policies.

This Construction Risk Management release includes a new discussion on the use of cash value life insurance as a tool to increase bonding capacity, an update of state laws and regulations pertaining to certificates of insurance, and numerous updates that reflect the language of the revised American Institute of Architects General Conditions of the Contract for Construction (Document A201, 2017 edition). Various charts and exhibits have also been updated. 

D&O MAPS has been expanded to include the following policies and analyses.

There are 251 directors and officers (D&O) policy forms available for comparison in D&O Policy Explorer in D&O MAPS. Subscribers are invited to submit for analysis policies that are not currently included in D&O MAPS and D&O Policy Explorer.

IRMI Workers Comp updates material pertaining to state-specific posting notices and payroll limitations for sole proprietors, partners, executive officers, and limited liability company members.

  • For the month of February 2018, there were no state changes that affected posting notice requirements.
  • Alabama, Georgia, Mississippi, Tennessee—Payroll limitations were updated effective March 1, 2018.

This Personal Risk Management and Insurance release updates the homeowners loss exposure and loss control sections for personal liability, lightning, and water damage. It also adds an overview of all the changes in the ISO 2018 personal auto program. In addition, it includes a new article on the property claims issue of "like kind and quality," with extensive and insightful case law citations. Lastly, this release revises one uninsured/underinsured motorists state page (Alaska) and two state no-fault pages (Michigan and Pennsylvania).

This Professional Liability Insurance release revises the "Hospital Professional Liability Exposures" and the "Managed Care Organization Liability" sections. The following new and updated discussions are also included in this release.

Newsletters & Journals

The March 2018 issue of The Risk Report, "Artificial Intelligence and Insurance Operations," takes a closer look at the use of artificial intelligence (AI) in the insurance industry. Learn how insurers can take advantage of the technological strides in AI while avoiding the threats posed.

The March 2018 issue of Captive Insurance Company Reports looks at the following topics of interest.

The February 2018 issue of The Betterley Report, "Technology Errors & Omissions Market Survey—2018" includes the following highlights.

  • Cyber-Related Exposures and Tech Failures Remain a Big Concern for Insurers
  • Liberty and Ironshore Products Combined under the Ironshore Brand
  • Axis, The Hartford, and Philadelphia Removed from Report


This month, 81 forms and endorsements have been added to the Forms library. These include ISO countrywide commercial flood forms and state-specific cyber forms. The Forms library now includes more than 33,900 sample policy forms.


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