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What's New—September 2018

Eight reference service updates and new issues of The Risk Report and Captive Insurance Company Reports have been added to the IRMI KnowledgeBases. The Insurance for Defective Construction book (5th edition) is now available online, as well as the annual update of the IRMI Insurance Checklists. We have also updated the home page and job function dashboards to facilitate navigation in the site.

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Reference Services

This CGL Reporter release adds 42 new cases from appellate courts around the nation. PDFs of these decisions have been added to the Caselaw Library, which now contains 5,690 cases. Also be sure to check out these cases in our Insurance Case Finder tool, which you can access free of charge as part of your CGL Reporter subscription. Insurance Case Finder is a Web-based application consisting of a large database (8,363 case records) of insurance coverage written case summaries and analyses, along with a unique search engine that will make insurance case law research much simpler and faster. To learn more, check out the short video.

This release of Commercial Auto Insurance updates the uninsured/underinsured motorists coverage state summary pages, auto self-insurance provisions, and the rental car discussion found in the "Practical Concerns" section. For the month of August 2018, the auto insurance proof of coverage form requirements section included revisions for the states of North Carolina and Pennsylvania.

This release of Commercial Property Insurance adds a discussion of the endorsements used with the new Insurance Services Office, Inc. (ISO), commercial flood policy. It also provides a revised and expanded discussion of contractors equipment insurance and an updated builders risk insurance checklist. Finally, the state cancellation summaries on cancellation information for commercial property policies have been updated to reflect the latest changes.

This release of Construction Risk Management includes updated discussions of builders risk insurance, captive insurance companies, and how to get the best deal from a construction underwriter.

D&O MAPS has been expanded to include the following policies and analyses.

We have recently added 9 new policy forms to the D&O Policy Explorer in D&O MAPS, which allows you to compare them to other forms in the database. They are as follows.

  • Beazley Execuguard—Management Liability Insurance Policy Private Organization Directors, Officers and Entity Liability Coverage Section and General Terms and Conditions
  • Cincinnati Insurance Company Nonprofit Organization Directors and Officers Liability Coverage and General Provisions Applicable to All Liability Coverage Parts
  • Cincinnati Insurance Company Privately Held Company Directors and Officers Liability Coverage and General Provisions Applicable to All Liability Coverage Parts
  • Markel Directors and Officers and Company Liability Coverage Part and General Terms and Conditions
  • Markel Educators Legal Liability Coverage Form
  • Old Republic Insurance Company Private Company Directors and Officers Liability Insurance Policy
  • QBE Directors and Officers and Entity Liability Part and General Terms and Conditions
  • Starr Indemnity and Liability Company
  • Starr Secure Side "A" Directors and Officers Excess and Lead Difference-in-Conditions Insurance Policy
  • Travelers Directors, Officers, and Organization Liability Coverage for Financial Institutions

There are 260 directors and officers (D&O) policy forms available for comparison in D&O Policy Explorer in D&O MAPS. Subscribers are invited to submit for analysis policies that are not currently included in D&O MAPS and D&O Policy Explorer.

This release of IRMI Insurance Checklists includes the annual update of sixty-one checklists for reviewing the coverage provisions of personal and commercial lines insurance policies.

This release of IRMI Workers Comp contains revised material pertaining to state cancellation provisions, state benefits, state-specific posting notices, and payroll limitations for sole proprietors, partners, executive officers, and limited liability company members.

  • An updated state benefit summary for Washington is included in this supplement.
  • The following states had changes that affected posting notices in the month of August 2018.
    • Minnesota—Added posting notices in the Hmong and Somali languages.
    • Missouri—Added statutory language that allows the insurer to deliver the notice to the employer electronically.
    • New Mexico—The posting notice has been updated and now carries a July 2018 date.
  • There are no payroll limitation amounts changes that will be effective September 1, 2018.

This release of Professional Liability Insurance contains a major revision of the insurance coverage sections that analyze lawyers professional liability policies. It also includes a comprehensive update of the exposures and insurance coverage sections pertaining to media professionals.

Brief updates addressing the following are also included in this release.

New Book Edition

The Insurance for Defective Construction book (5th edition) is now available online. This comprehensive resource analyzes and comments on cases interpreting the commercial general liability (CGL) policy's treatment of construction defect claims. While CGL coverage is the primary focus of the book, other coverages for defective work that may be implicated are also discussed, including builders risk insurance, professional liability insurance, pollution liability insurance, and surety. The interrelationships of these coverages related to the management and transfer of risk for defective construction is a key component of this new edition.

Newsletters & Journals

The September issue of The Risk Report, "Insurance Market Report 2018," provides readers with line-by-line commentary on the commercial general, auto/trucking, umbrella, directors and officers, employment practices, and professional liability, as well as the property, workers compensation, cyber, and surety markets.

The September 2018 issue of Captive Insurance Company Reports looks at the following topics of interest.


This month, 110 forms and endorsements have been added to the Forms library. These include ISO countrywide financial institutions and state-specific homeowners forms. The Forms library now includes more than 34,600 sample policy forms.

IRMI publication date for this page: September 2018


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