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What's New—January 2020

Nine reference service updates and new issues of The Risk Report, Captive Insurance Company Reports, and The Betterley Report have been added to the IRMI KnowledgeBases. We have also updated the home page and job function dashboards to facilitate navigation in the site.

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IRMI Reference Services

This CGL Reporter release adds 10 new cases from appellate courts around the nation. PDFs of these decisions have been added to the Case Law Library, which now contains 6,326 cases. Also be sure to check out these cases in our Insurance Case Finder tool, which you can access free of charge as part of your CGL Reporter subscription. Insurance Case Finder is a Web-based application consisting of a large database (9,647 case records) of insurance coverage written case summaries and analyses, along with a unique search engine that will make insurance case law research much simpler and faster.

Classification Cross-Reference has been updated to include recent changes in classification codes. It cross-indexes all the workers compensation, SIC, NAICS, and general liability classification codes to each other. This release includes updated classification codes for California and Michigan that became effective on January 1, 2020.

This release of Commercial Auto Insurance includes updates to the no-fault laws state pages for Florida and New Hampshire. For the month of December 2019, auto ID card information requirements were revised for Georgia, Illinois, Maine, Nevada, and Utah. Regulatory agency contact information has been revised for New Jersey. A complete review and update of Insurance Services Office, Inc. (ISO), commercial auto state exception endorsements is included, and the following state pages have been updated.

This release of Construction Risk Management contains an updated review of several prominent certificate tracking platforms and an updated article on how and when to shop your insurance program with tips for drafting insurance specifications. Minor updates were also made to the summary of the Ohio Statute of Repose.

This release of Contractual Risk Transfer contains a discussion of the 2019 ISO additional insured endorsements that pertain to contractual risk transfer. This release also contains an updated and expanded discussion of the methods for overcoming disclaimers in certificates of insurance as well as an updated discussion of state-specific treatment regarding determination of the employer in an employee leasing situation. A 2019 case law discussion of the enforceability of browse-wrap agreements and hybrid browse-wrap agreements is also included.

This release of IRMI Workers Comp contains updated material pertaining to state benefits, state-specific posting notices, and payroll limitations for sole proprietors, partners, executive officers, and limited liability company (LLC) members.

This release of Professional Liability Insurance contains a comprehensive update of the following discussions within the "Other Professionals" section.

Other updates in this Professional Liability Insurance release include the following.

This release of Risk Financing features updates to the consumer price index factors and to the latest Willis Towers Watson Claims Cost Indexes (also known as US claims cost indexes) along with updates to various discussions and models that provide examples of using these risk quantification factors. A general overview of these updates is provided in Risk Financing Perspectives. A discussion titled "Using Data To Drive Results" by George Furlong of Sedgwick and "Market Corner," which provides quarterly updates on current property and casualty insurance market conditions, are also included. Lastly, this release includes updates to the summaries of state regulations for self-insuring workers compensation.

IRMI Newsletters & Journals

In the January 2020 issue of The Risk Report, "New Horizons for Terrorism Risk," Dr. Gordon Woo examines recent terrorist attacks, both domestic and international, and ways to circumvent these risks.

The January 2020 issue of Captive Insurance Company Reports looks at the following topics of interest.

The December 2019 issue of The Betterley Report, "Employment Practices Liability Insurance Market Survey—2019," includes the following highlights.

  • Higher Rates for Most, and More Challenging Placements for Many
  • Tighter Underwriting in Certain Industries
  • New Restrictions in Coverage for Potential Target Insureds
  • 21 Insurers Tell Us How They Are Responding to the Risk Selection and Pricing Challenge
  • ISO MarketStance Insight into Market Size and Opportunity


This month, 62 forms and endorsements have been added to the Forms library. These include ISO countrywide agricultural capital assets and commercial auto forms. The Forms library includes more than 35,000 sample policy forms.

IRMI publication date for this page: January 2020

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