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that particular part

A key phrase in the property damage (PD) exclusion of general liability and some umbrella coverage forms that eliminates coverage for damage to work performed by (or on behalf of) an insured contractor that arises from that work. The language precludes coverage for "that particular part of real property" on which the work is performed. The intent is to exclude the faulty work itself and yet cover resulting damage to work already in place. The phrase has been defined by the courts as "a single item of property which, though composed of many parts, is clearly a unit of property within itself, self-contained and a single item."


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