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targeted tender

The submission of a claim to only one of multiple insurers under whose policies the claimant has insured status. Targeted tender has been advanced as a means of securing coverage exclusively under an indemnitor's policy when "other insurance" provisions in the named insured's and additional insured's policies have not been clearly coordinated to achieve the indemnitee's risk transfer goals. Targeted tender used for this purpose has been allowed only in a few jurisdictions, such as Illinois. Also called selected tender.


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