The act of loading or unloading cargo from vessels. While third-party bodily
injury (BI) or property damage (PD) arising out of stevedoring operations are covered
under the standard commercial general liability (CGL) policy, damage to the property being loaded or unloaded
would not be covered unless the policy was specially modified to do so. A special endorsement
is needed on the workers compensation policy to cover benefits payable to stevedoring
employees under the U.S. Longshore and Harbor Workers' Compensation Act
(LHWCA), if applicable.