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residence employee: homeowners policy

An employee of an insured (or an employee leased to an insured by a labor leasing firm) whose duties are related to the residence premises or one who performs comparable (and nonbusiness) duties elsewhere, as defined in the homeowners policy. Personal liability and medical payments under the homeowners policy apply to residence employees provided (1) the loss occurs within the scope of the employee's employment with the insured, and (2) the employee is not eligible to receive workers compensation or occupational disease benefits.


Links for IRMI Online Subscribers Only: PRMI 10.C, 11.C

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