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related claims provisions

Provisions within professional liability insurance policies stating that if more than one claim results from a single wrongful act, and if claims are made during more than one policy period, the insured is entitled to the limit applicable when the first claim was made rather than the sum of the limits that were applicable to the policy periods during which all claims were made. In recent years, this term has replaced the term "noncumulation of limits provision," which has essentially the same meaning in both common usage and within policy forms. The related claims provision is also sometimes referred to as the "interrelated claims provision," although this usage is less common.


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