Damages in excess of those required to compensate the plaintiff for the wrong
done, which are imposed in order to punish the defendant because of the particularly
wanton or willful nature of his or her wrongdoing. Also called "exemplary damages."
Although the standard commercial general liability (CGL) policy and business auto policy
(BAP) contain no punitive damage exclusion, many umbrella and excess liability
policies contain such an exclusion.
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