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phishing

A message, usually delivered via e-mail (and less frequently via telephone), that falsely claims to be from a lawful business or otherwise legitimate entity or person. The message attempts to entice the recipient into providing personal information such as Social Security, credit card, and bank account numbers. This information, if obtained, is later used to commit identity theft. In addition to phishing that targets personal information, many phishing attacks are aimed at obtaining sensitive business information, like corporate bank account numbers. "Fraudulent instruction" (e.g., a message claiming to be from a company's CEO and instructing a mid-level employee to wire transfer a sum of money to a certain account) can also be considered a form of phishing.


Links for IRMI Online Subscribers Only: PLI First Party Property Loss Exposures, Cyberspace and Privacy Loss Control; PracRisk, Topic G.21; PRMI 4.F

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