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personal auto policy (PAP)

A standard form promulgated by Insurance Services Office, Inc. (ISO), for insuring private-passenger-type autos owned by individuals. The policy may be structured to provide a combination of liability, personal injury protection (PIP), medical payments, uninsured and underinsured motorists (UM/UIM), and physical damage coverages.


Links for IRMI Online Subscribers Only: PRMI 5, 6, 9

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