A stand-alone policy that covers the named insured's liability
for bodily injury (BI) and property damage (PD) caused, in whole
or in part, by an independent contractor's work for the insured.
The contractor purchases the policy to provide coverage for vicarious
liability the client (project owner) incurs as a result of the contractor's
acts or omissions on the project. The OCP policy also responds to
liability arising out of the insured's own acts or omissions in
connection with its general supervision of the contractor's operations.
Links for IRMI Online Subscribers
CRT XII.C; CRM X.Q