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named perils coverage

A property insurance term referring to policies that provide coverage only for loss caused by the perils specifically listed as covered. It contrasts with all risks coverage, which applies to loss from all causes not specifically listed as excluded.

See also All risks coverage; Basic causes of loss form; Broad causes of loss form; Causes of loss forms; Commercial property coverage forms; Commercial property policy; Inland marine coverage; Open perils; Property insurance.

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