Frequently called the London form B since it covers only property damage
liability (no bodily injury (BI) coverage is provided), this is a special policy
that provides broader coverage for care, custody, or control (CCC) and workmanship
liability exposures than the standard general liability policy. Coverage is
usually coordinated with the general liability policy by excluding PD coverage in the commercial general liability (CGL) policy. An alternative
approach involves issuing the policy on a difference-in-conditions (DIC) basis whereby
PD coverage is not removed from the CGL. The London form insures
PD not covered by the CGL and would exclude coverage for PD that would be covered in the standard CGL policy.