A "value added" service accompanying an employment practices liability insurance
(EPLI) policy. A "hotline" allows insureds to call a human resource professional or
employment attorney, sometimes on a 24-hour basis, in the event there is an
employment-related event that could affect the coverage provided by the policy.
For example, if an insured corporation suddenly decides to close a given manufacturing
plant, the insured could call the hotline and receive immediate advice on how
to handle the announcement and any problems resulting from it. The intent of
"hotlines" is to provide the insured with expert, instant advice, aimed at
reducing the exposure to employment practices liability (EPL) claims.
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