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Deception or artifice used to cheat or intentionally mislead. This is closely related to misrepresentation and concealment. Proof of fraudulent acts by an insured in procuring insurance may lead to a denial of coverage and voiding of the policy by the insurer. As a loss exposure, certain types of fraud can be insured by a commercial crime insurance policy.

Links for IRMI Online Subscribers Only: CAI VIII.F; CPI V.D, XII.G; PRMI 11.E


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