When an umbrella policy provision follows the underlying policy
as to how the provision applies. Follow form also identifies an
"excess" liability policy that follows the underlying policies for
most policy provisions. The policy may stand alone for certain exclusions,
conditions, etc., while relating back to the underlying coverage
for most provisions. This type of policy form is typically used
excess of scheduled underlying insurance and usually contains a
requirement that the insured maintain scheduled underlying insurance.
Excess liability "follow form" policy;
Excess liability policy;
Stand-alone excess policy;
Umbrella liability policy.
Links for IRMI Online Subscribers Only:
Links for IRMI Online Subscribers
Only: CLI XII.C