These policies, sometimes referred to as farm insurance, provide homeowners,
commercial property, and commercial liability coverage. The unique combination
of commercial and personal coverages is necessary because it is typical for
farms to have both residential and commercial characteristics. Coverage can
apply to farms or ranches. These types of policies typically pertain to family
and individually operated farms, not large commercial or corporate farming operations.
Some farm coverages may be written on a monoline basis.
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