Designed to cover a broad range of nonbodily injury/nonproperty damage liability
claims made against the administrators, employees, and staff members of both
schools and colleges. ELL, which is also known as "school board legal liability
insurance," is a hybrid of traditional directors and officers (D&O) and errors and
omissions (E&O) coverages. Typical claims covered by ELL include wrongful termination,
wrongful dismissal, failure to grant tenure, and negligent counseling.
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