Typically excluded (along with other earth movement) from most property insurance
policies, except ensuing fire. In most cases, earthquake coverage must be purchased
by endorsement to a difference-in-conditions (DIC) policy or to an all risks policy.
Normally, the coverage provided is subject to a per occurrence sublimit, an
annual aggregate limit, and a separate deductible.
See also: all risks coverage,
causes of loss forms,
coverage forms, commercial
insurance, named perils coverage,
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