In accident and health insurance policies, the definition encompasses loss
of limbs or sight. A fixed benefit is paid to insureds who suffer certain types
of dismemberment under these policies. The policy will typically pay the principal
sum for loss of both hands, both feet, the sight of both eyes, one hand and
one foot, or the sight of one eye and one hand or foot. For loss of any one,
it will usually pay a percentage (e.g., 50 percent) of the principal sum. See
also Accidental death and dismemberment.