A condition that incapacitates a person in some way so that he or she cannot
carry on normal pursuits. The definition of "disability" in disability income
policies varies substantially and should be carefully examined. Disability may
be total, partial, permanent, or temporary, or a combination of these. In the
context of the Americans with Disabilities Act (ADA), "disability" is defined
as a recorded or perceived physical or mental impairment that substantially
limits one or more major life activities of an individual.
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