An endorsement usually attached to umbrella policies of contractors and construction-related
entities imposing limits or exclusions on the umbrella's coverage with respect
to one or more of the following exposures: explosion, collapse, and underground
(XCU) hazard; care, custody, or control (CCC); contractual liability; damage to work
(broad form property damage (PD)); professional liability; joint ventures; and wrap-ups.
Some endorsements operate to make the umbrella coverage following form over
the coverage provided for these exposures in the underlying policy. However,
other versions of the endorsement impose more restrictive conditions or even
absolute exclusions. It is desirable to confirm that following form coverage
is provided over explosion, collapse, underground, broad form PD,
and contractual liability coverage, as provided within the primary layer.
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