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contractors environmental liability (CEL) insurance

This policy fills the coverage gaps created by pollution/fungus/mold/bacteria/Category 3 water/asbestos/lead/contaminated drywall exclusions that are common in the liability insurance policies purchased by contractors. CEL insurance provides coverage for bodily injury, property damage, defense costs, cleanup, and restoration expenses arising from the insured operations of the contractor. Insurance market capacity for high-quality coverage exceeds $100 million. Minimum premium for a good quality CEL policy covering Category 3 water loss exposures is about $3,500 as of the date of this writing.

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