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commercial insurer or reinsurer

A commercial insurer or reinsurer refers to any insurer whose principal business is selling insurance to anyone who requests a quotation, not just shareholders of the insurer.

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commercial insurer or reinsurer

A commercial insurer or reinsurer refers to any insurer whose principal business is selling insurance to anyone who requests a quotation, not just shareholders of the insurer.

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The shareholders, not necessarily the insureds, benefit from the insurer's profits.