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commercial general liability (CGL) policy

A standard insurance policy issued to business organizations to protect them against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations; and advertising and personal injury (PI) liability. The CGL policy was introduced in 1986 and replaced the "comprehensive" general liability policy. See also Casualty insurance; Contractual liability insurance; General liability insurance; Insurance; Product liability insurance.


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