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broad form property damage (BFPD)

The liability exposure represented by the risk of loss to property in a contractor's care, custody, or control (CCC) or on which contracted operations are being performed. Because of the scope of exclusions applicable to these two risks of loss in the 1973 comprehensive general liability (CGL) form, an endorsement was necessary to provide coverage for the BFPD hazard. Coverage for the same exposure is provided automatically in 1986 edition and subsequent commercial general liability (CGL) forms by means of exceptions to the CCC and property damage (PD) exclusions. See also Broad form general liability endorsement.


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