broad form drive other car coverage
Automobile coverage available under a commercial auto (e.g.,
business auto, auto dealers, motor carrier) policy for employees,
executives, or any other person who is supplied a company-owned
vehicle but who does not own a personal vehicle and thus does not
have a personal auto policy (PAP). This coverage is available via
the drive other car coverage—broadened coverage for named individuals
(CA 99 10) endorsement. It may be added to the commercial auto policy
of the company that furnishes the automobile to afford protection
for the named individual or resident spouse while driving an auto
borrowed from a third party. Nonowned auto coverage under such an
endorsement may include auto liability, auto medical payments, auto
physical damage, and uninsured motorists (UM)/underinsured motorists
(UIM) coverage. The types of coverage afforded, applicable limits,
and deductible amounts will be displayed in the endorsement schedule.
An additional premium applies when this endorsement is attached.
Drive other car endorsement.
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