Damages claimed by a former employee representing wages and benefits that
would have been paid to the former employee from the time the employee was terminated
up to the time in which a claim is settled or a judgment is rendered. For example,
if an employee is wrongfully terminated on January 1, 2013, a jury award on
January 1, 2015, would encompass 2 years of "back pay." The majority
of, but not
all, employment practices liability insurance (EPLI) policies include "back pay" within
their definitions of "covered damages."