The individual or company authorized to represent an insured in the purchase,
servicing, and maintenance of insurance coverage with a designated insurer.
Most insurance companies will not disclose any information or discuss an insured's
account with any agent other than the agent of record. An insured wishing to
change insurance agents must submit a revised agent of record letter to the
insurer authorizing them to release the insured's information and to discuss
the insured's coverage with the new agent.