Statutes applicable in some states that allow the addition of personal injury
protection (PIP) coverages to auto insurance policies without limiting an injured
party's right to sue in tort. In some of these "add-on" states, purchase of
these personal injury (PI), or "no-fault," coverages is mandatory. In others, purchase
is at the insured's option, although insurers are required to offer them. See
also Personal injury protection.
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