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Glossary


Maintenance, cure, and wages is a concept within general maritime law that spells out the duties owed by the owner of a vessel to the crew.

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Major hospitalization insurance is a health insurance coverage for catastrophic hospital expenses, subject to a large deductible.

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A major life activity is a term contained in the Americans with Disabilities Act (ADA) of 1990 relating to the severity of disability necessary to qualify for protection under the Act.

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Major medical insurance refers to health insurance that provides benefits up to very high limits, subject to a very large deductible.

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A major shareholder exclusion is contained in some directors and officers (D&O) liability policies that precludes coverage for claims made by individuals who own a large percentage of the insured entity's stock (typically more than 5 percent to 10 percent).

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Malicious code is any virus, Trojan horse, malware, worm, or any other similar software program, code, or script intentionally designed to insert itself into computer memory or onto a computer disk and spread itself from one computer to another.

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Malicious prosecution is an intentional tort that arises when an attorney institutes a claim that lacks legal and factual justification.

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Malpractice is a professional error, omission, or act of negligence in performing a professional act.

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Malpractice insurance is for a professional practitioner that will defend professional liability suits and pay damages up to a maximum limit.

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Malware is a type of software designed to infiltrate and damage a computer system without the computer owner's knowledge or consent.

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