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Glossary


Qualified person with a disability is, within the scope of the Americans with Disabilities Act (ADA) of 1990, an individual with a disability who satisfies the requisite skills, experience, education, and other job-related requirements of the employment position.

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A qualified plan is an employee benefit plan the Internal Revenue Service (IRS) has approved as meeting the requirements of Section 401(a) of the Internal Revenue Code.

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A qualified self-insurer is an organization that has satisfied state filing requirements, met the minimum financial and size criteria, and received approval to self-insure workers compensation or automobile liability.

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As it pertains to the Consolidated Omnibus Budget Reconciliation Act (COBRA), a qualifying event is an event that triggers the continuation of coverage provisions of the Act.

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Qualitative claim auditing is the comprehensive review of claim files that seeks to discover whether the claims are being appropriately managed.

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A quality indicator profile is a two-page report prepared by the Centers for Medicare and Medicaid Services (CMS) that the federal government uses to monitor the level of patient care in federally funded nursing homes.

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Quantitative claim auditing is a type of audit in which claim files are reviewed to determine whether file reserves and the number of claims match a computer-generated loss run.

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A quantity discount is a premium discount given to purchasers of large face amount life insurance policies.

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Quantum meruit is a Latin phrase meaning "as much as he deserves." It is usually a claim for a reasonable sum for services provided, where the basis for payment is not determined by a contract.

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A quasi contract is a legal doctrine invoked by courts that imposes an obligation not actually established in a contract.

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